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Active

Active·84 days on market

1578 Palm Avenue 1576/1578

Jacksonville, FL 32207

$309,000$239/sqftEst. $1,645/moMLS# 2141900
2
Beds
2
Baths
1,292
Sq Ft
1941
Built
Garage
No
Pool

About this home

Jacksonville

Experience waterfront living at its finest in this exceptional residence in The Alexandria. Perfectly positioned to capture breathtaking sunsets, this single-level condo offers sweeping views of the river & a lifestyle that feels like living aboard a luxury cruise. The thoughtfully designed floor plan features 2 BRs plus a dedicated office--easily convertible to a third BR--along with 2 full baths and 2 private porches for enjoying the river breeze. This home is in excellent condition and showcases numerous upgrades, including hardwood flooring (with LVP in bedrooms), an updated kitchen & baths and plantation shutters.

Cost to own

Mortgage calculator

$309,000
$61,800
Loan Term
Monthly Payment
$1,571
Principal & Interest: $1,571
Est. Taxes & Insurance: $393
Estimated Total Monthly
$1,963
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,645
Property taxesest. at asking price, Duval County$505
HOAbilled monthly$773
Estimated total, before insurance$2,922/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$300,150$249,428
2024$300,150$250,150
2023$300,150$276,402
2022$251,275$251,275
2021$236,900$236,900
2020$221,950$221,950

2025 property taxes (current owner): $4,618/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 24, 2026Listed$309,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$309,000
Price / Sq Ft$239
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,292
Total Structure Area1,292 sq ft
Year Built1941
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1578 Palm Avenue 1576/1578, Jacksonville, FL 32207
Area011-San Marco
SubdivisionThe Alexandria
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0806201166

Amenities

AmenitiesPool, Boat Dock, Clubhouse, Maintenance Grounds
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Unassigned
ViewRiver, Water
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesDock
Patio / PorchPorch, Rear Porch
FencingBrick
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 24, 2026
Days on Market48
HOA Fees$772.66 / Monthly
HOA FrequencyMonthly
HOA NameElim Property Management Services
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Water
Tax Amount$4,617.7
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTOPHER HENDERSON, APPRAISER

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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