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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·3 days on market

806 Cedar Street 806

Jacksonville, FL 32207

$300,000$392/sqftEst. $1,550/moMLS# 2163196
2
Beds
1
Baths
766
Sq Ft
1941
Built
Garage
No
Pool

About this home

Jacksonville

Welcome to The Alexandria, a distinctive riverfront condominium community in historic San Marco. Enjoy a private waterfront setting with beautiful St Johns River views! Completely renovated in early 2026, this residence also features all-new appliances. All furnishings may remain, or the owner will remove them before closing. Located less than one mile from San Marco Square and just a short drive from Downtown and the Southbank, The Alexandria offers a riverfront pool and community boat dock (you cannot park and leave a boat there). Baptist Medical Center, Wolfson Children's Hospital, Friendship Fountain, and the Southbank Riverwalk are also nearby. The Southbank is not merely planned for the future- it already contains the Riverwalk, major hospitals, hotels, transit and friendship fountain.

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,550
Principal & Interest: $1,550
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,240
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,550
Property taxesest. at asking price, Duval County$490
HOAbilled monthly$458
Estimated total, before insurance$2,498/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,952/yr · $246/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,952/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1941)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,585 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000
Price / Sq Ft$392
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage766
Year Built1941
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address806 Cedar Street 806, Jacksonville, FL 32207
Area011-San Marco
SubdivisionThe Alexandria
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0806201004
ZoningResidential

Amenities

AmenitiesPool, Boat Dock
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesDock
Patio / PorchRear Porch
RoofShingle
ConstructionBrick Veneer, Frame

Additional Information

Date ListedSeptember 3, 2026
Days on Market1
HOA Fees$458 / Monthly
HOA FrequencyMonthly
HOA NameThe Alexandria HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,951.68
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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