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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$499,9005 bd · 2.5 ba · 3,654 sq ft

Active·16 days on market

1027 Mayfair Creek Court

Jacksonville, FL 32218

$499,900$137/sqftEst. $2,725/mo mortgageMLS# 2169224
5
Beds
2.5
Baths
3,654
Sq Ft
2015
Built
3
Garage
No
Pool
FEMA Zone XHOA $12/mo0.62 acresSingle Family Residence2 stories

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About this home

Jacksonville

**VA ASSUMABLE**HUGE HOME**GREAT LOCATION** Welcome to the largest home in Bainebridge Estates! This modern, stylish 5 bed/2 bath gem spans 3,654 sqft and features tall ceilings upon entry. The bright, inviting interior boasts tons of windows and an intercom that reaches throughout. The living room includes gorgeous built-in shelving, and a cozy fireplace. The kitchen offers tons of cabinetry, stainless steel appliances, a backsplash, and a walk-in pantry. The huge primary suite features 2 walk-in closets, a bonus space (which can be an office or a movie room!), a massive walk-in shower, an elegant soaking tub, and his and hers vanities. Enjoy versatile living with an extra bonus room plus a loft. The home includes a 3-car garage, a large driveway, a new roof installed in April of this year, and the furniture is negotiable. Step outside to your own private oasis featuring a covered and screened-in patio, an open-air patio for soaking up the sun, a fenced-in backyard, and a huge side ya

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,725
Property taxesest. at asking price, Duval County$816
HOAbilled annually$12
Estimated total, before insurance$3,554/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,916/yr · $160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,900
$99,980
Loan Term
Monthly Payment
$2,725
Principal & Interest: $2,725
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,875
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:44 AM, sunset 5:36 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$413,115$172,712—
2024$434,474$0—
2023$453,931$453,931—
2022$409,078$0—
2021$317,193$0—
2020$294,088$0—

2025 property taxes (current owner): $1,916/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 20, 2026Active$499,900
  • Oct 14, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15833 Canoe Creek Drive, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$495,000$1714/3.52,896120.2
15717 Basil Creek Court, Jacksonville, FL 32218Listed by ALL REAL ESTATE OPTIONS INCJun 2025$485,000$1325/33,68240.2
15827 Canoe Creek Drive, Jacksonville, FL 32218Listed by SEFAIR INVESTMENTS, INC.Nov 2026$241,000$885/3.52,749280.3
15806 Rachel Creek Drive, Jacksonville, FL 32218Listed by TRUE GUIDANCE REALTYDec 2025$445,000$1505/32,973660.3
15709 Seaton View Drive, Jacksonville, FL 32218Listed by AXEN REALTY LLCOct 2026$473,988$1825/32,600450.5
1480 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$418,596$1394/33,005790.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$137
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,654
Total Structure Area4,411 sq ft
Acres0.62 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryBiscayne
MiddleHighlands
HighFirst Coast

Community Information

Address1027 Mayfair Creek Court, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionBainebridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size27,007.2 sq ft
Parcel Number1083611325
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityEntry Phone/Intercom, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot, Many Trees, Sprinklers In Front
Patio / PorchCovered, Patio, Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedOctober 20, 2026
Days on Market16
HOA Fees$144 / Annually
HOA FrequencyAnnually
HOA NameBainebridge
Tax Amount$1,916.33
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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