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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Active

Active·145 days on market·Riverwood

541 Tree Side Lane

Ponte Vedra, FL 32081

$840,000$311/sqftEst. $4,653/moMLS# 2146819
↓ $10,000 below original list
3
Beds
3
Baths
2,702
Sq Ft
2018
Built
3
Garage
Yes
Pool

16 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $245/mo8,276 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverwood

Experience resort style living in this beautifully maintained pool home in the gated 55+ Del Webb community. Designed for comfort and connection, this residence blends modern finishes with an open concept layout with 3 bedrooms 3 bathrooms an office and loft. The chef's kitchen is well equipped with granite countertops, stainless steel appliances, white cabinetry, and a spacious island that flows into the cafe and family room. A nearby butler's pantry and beverage center makes entertaining effortless. A private office provides a quiet space to work. The spacious primary suite boasts a spa inspired bath and generous custom closet. Two additional bedrooms and a loft provide flexible space for guests. Step outside to a screened lanai and heated saltwater pool, creating a peaceful outdoor retreat. Del Webb residents enjoy world class amenities, indoor and outdoor pools, fitness studio, walking trails, dog parks, and vibrant social clubs.

Next steps in Riverwood

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,653
Property taxesest. at asking price, St. Johns County$1,118
HOAbilled monthly$245
Estimated total, before insurance$6,016/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,304/yr · $942/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$840,000
$168,000
Loan Term
Monthly Payment
$4,653
Principal & Interest: $4,653
Property taxes (est.): $1,118
Insurance (est.): $560
Estimated Total Monthly
$6,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $750,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$690,615$639,893—
2024$727,210$677,210—
2023$734,428$684,428—
2022$656,383$553,775—
2021$503,432$503,432—
2020$474,846$474,846—

2025 property taxes (current owner): $11,304/yr

Estimated taxes if purchased at asking price: ~$13,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$840,000−$10,000
  • May 23, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $298/sq ft; this home is listed at $311/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.5
126 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLCSep 2026$650,000$3302/21,969310.8
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256101
281 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$565,000$2982/21,8932001.1
128 Union Hill Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$535,000$2643/22,0261351.2
258 Union Hill Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$662,500$3124/22,121561.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$840,000
Price / Sq Ft$311
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,702
Acres0.19 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesHeated, Salt Water
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address541 Tree Side Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0722540140

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level
SecurityGated with Guard, Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 23, 2026
Days on Market128
HOA Fees$245 / Monthly
HOA FrequencyMonthly
Tax Amount$11,303.53
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines