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This home is in Silverleaf Village, St. Augustine.

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Active Under Contract

Active Under Contract·55 days on market·Silverleaf Village

39 Stansbury Lane

St. Augustine, FL 32092

$474,990$240/sqftEst. $2,528/moMLS# 2146712
4
Beds
3
Baths
1,978
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Silverleaf Village

Motivated Seller -- Recent Price Reduction! Located just moments from the SilverLeaf Village resort-style amenities, this beautifully upgraded single-family home by Ashley Homes offers a rare ''better than new'' opportunity with low HOA fees, NO CDD, and no wait for new construction. Situated at 39 Stansbury Lane in one of St. Johns County's most desirable communities, this thoughtfully designed 4-bedroom, 3-bath residence blends luxury finishes, functional living spaces, and an exceptional Florida lifestyle within the highly sought-after top-rated St. Johns County school district. With its recent price reduction this home presents an outstanding opportunity for buyers seeking value, quality, and location. The property also offers fantastic investment potential in one of Northeast Florida's fastest-growing and most desirable areas.

Cost to own

Mortgage calculator

$474,990
$94,998
Loan Term
Monthly Payment
$2,414
Principal & Interest: $2,414
Est. Taxes & Insurance: $604
Estimated Total Monthly
$3,018
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528
Property taxesest. at asking price, St. Johns County$632
HOAbilled annually$150
Estimated total, before insurance$3,310/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $408,600 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$409,968$409,968
2024$450,199$423,304
2023$384,822$384,822
2022$100,800$82,500
2021$75,000$75,000
2020$26,500$26,500

2025 property taxes (current owner): $5,856/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Active Under Contract$474,990
  • May 22, 2026Listed$474,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,990
Price / Sq Ft$240
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,978
Acres0.16 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address39 Stansbury Lane, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilverleaf Village
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,969.6 sq ft
Parcel Number0265722020

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDisposal, Double Oven, Dryer, Gas Cooktop, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryLower Level
SecurityCarbon Monoxide Detector(s)

Exterior

Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard, Vinyl
Road SurfaceConcrete

Additional Information

Date ListedMay 22, 2026
Days on Market54
HOA Fees$1,800 / Annually
HOA FrequencyAnnually
Tax Amount$5,855.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Silverleaf Village

Silverleaf Village is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Silverleaf Village homes for sale →

Listing Courtesy of: NIZZ REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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