This home is in Sawgrass, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·56 days on market·Sawgrass

1132 Salt Creek Drive

Ponte Vedra Beach, FL 32082

$1,575,000$554/sqftEst. $8,383/moMLS# 2146573

Beds

Baths

2,842

Sq Ft

1991

Built

Garage

Pool

About this home

Sawgrass

OPEN HOUSE 6/7 CANCELLED. Here is the one you have been waiting for in highly sought after Sawgrass Players Club! This exquisite, fully renovated and updated single level home is beautifully positioned on a near half acre lot with expansive water to golf views. No detail has been spared - soaring ceilings, an abundance of natural light and stunning wide plank hardwood floors throughout. The designer gourmet kitchen features floor to ceiling high-end cabinetry, a gorgeous oversized island with quartz counters, and a generous hidden pantry. This floor plan lives large, seamlessly bringing together the functional living spaces, perfect for your every day and entertaining needs. The sliders in the living room and primary suite open to the oversized covered lanai with summer kitchen, the perfect place to unwind from the day. Beautiful custom built-ins, shiplap, and crown molding are just a few of the eloquent appointments. Room for a pool should you desire.

Cost to own

Mortgage calculator

Home Price

$1,575,000

Down Payment: 20%

$315,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$8,006

Principal & Interest: $8,006

Est. Taxes & Insurance: $2,001

Estimated Total Monthly

$10,007

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$8,383

Property taxesest. at asking price, St. Johns County$2,096

HOAbilled quarterly$88

Estimated total, before insurance$10,566/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,470,000 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,127,125	$1,076,403	—
2024	$1,202,763	$1,081,809	—
2023	$1,213,167	$1,048,844	—
2022	$755,870	$544,089	—
2021	$576,785	$526,785	—
2020	$582,307	$532,307	—

2025 property taxes (current owner): $14,993/yr

Estimated taxes if purchased at asking price: ~$25,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 21, 2026Listed$1,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,575,000

Price / Sq Ft$554

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,842

Acres0.41 acres

Year Built1991

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address1132 Salt Creek Drive, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionSawgrass Players Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size17,859.6 sq ft

Parcel Number0620841300

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit, Sink

SecurityGated with Guard, Security Gate, Smoke Detector(s)