This home is in Marsh Landing, Ponte Vedra Beach.

1 / 77

Active

Active·116 days on market·Marsh Landing

144 Clearlake Drive

Ponte Vedra Beach, FL 32082

$1,387,000$386/sqftEst. $7,382/moMLS# 2134087

Beds

Baths

3,592

Sq Ft

1998

Built

Garage

Pool

About this home

Marsh Landing

BUYER FINANCING FELL THROUGH! Nestled within the exclusive Clearlake enclave of Marsh Landing Country Club, this beautifully maintained home offers luxury living in one of the community's most desirable neighborhoods. Meticulously updated and truly move-in ready, the home combines timeless style with modern upgrades throughout. Featuring 5 bedrooms and 4 full baths, the spacious floor plan is ideal for both everyday living and entertaining. The updated kitchen includes newer appliances and elegant quartz countertops, while the renovated primary bath and new LVP flooring add a fresh, modern touch. Enjoy peaceful mornings or relaxing evenings on the oversized screened lanai overlooking a private backyard with plenty of room to add a pool. Additional updates include exterior paint, a 2018 roof, 2022 AC, tankless water heater, fireplace insert, central vacuum, outdoor lighting, and epoxy garage flooring (2020).

Cost to own

Mortgage calculator

Home Price

$1,387,000

Down Payment: 20%

$277,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$7,050

Principal & Interest: $7,050

Est. Taxes & Insurance: $1,762

Estimated Total Monthly

$8,812

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,382

Property taxesest. at asking price, St. Johns County$1,846

HOAbilled quarterly$462

Estimated total, before insurance$9,689/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,230,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,113,803	$1,113,803	—
2024	$1,017,720	$1,017,720	—
2023	$1,034,201	$502,680	—
2022	$817,946	$486,583	—
2021	$598,116	$470,954	—
2020	$574,902	$463,761	—

2025 property taxes (current owner): $15,335/yr

Estimated taxes if purchased at asking price: ~$22,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History