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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Landing, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 13, 2026·2 days on market·Recent sales in Marsh Landing·Marsh Landing

8160 Merganser Drive

Ponte Vedra Beach, FL 32082

$2,050,000sold priceListed at $2,050,000 · 100% of asking$561/sqftMLS# 2152242
5
Beds
3.5
Baths
3,651
Sq Ft
1990
Built
3
Garage
Yes
Pool

5 more homes for sale in Marsh Landing →Search Marsh Landing on the map

FEMA Zone AEHOA $446/mo0.71 acresWaterfrontSingle Family Residence2 stories

About this home

Marsh Landing

Spectacular lake-front estate in the heart of Marsh Landing, completely transformed by extensive renovations since purchase. Set on a park-like lot with sweeping water views, this 5-bedroom, 3.5-bath home lives entirely on one level with a private upstairs suite or bonus room and a 3-car garage. The kitchen is a showpiece of custom cabinetry, solid surface counters, and top-of-the-line appliances including a Bosch double oven, induction cooktop, and dishwasher. The great room opens to panoramic lagoon views through new RAB slider doors (2024), filling the home with natural light and centering the living space on the water. The primary suite has been completely gutted and reimagined with all-new designer tile, custom tilework, fresh plumbing and electrical, and a walk-in shower that is simply stunning. A new fireplace with custom mantle and tile surround anchors the living room. The laundry room was fully demoed and rebuilt with custom cabinetry, tile, and a built-in beverage center.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,355
Property taxesest. at asking price, St. Johns County$2,728
HOAbilled quarterly$446
Estimated total, before insurance$14,529/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,040/yr · $920/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,050,000
$410,000
Loan Term
Monthly Payment
$11,355
Principal & Interest: $11,355
Property taxes (est.): $2,728
Insurance (est.): $1,367
Estimated Total Monthly
$15,450
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,260,877$782,886—
2024$1,224,815$760,115—
2023$1,174,831$736,519—
2022$986,302$713,611—
2021$741,370$691,370—
2020$747,729$622,979—

2025 property taxes (current owner): $11,040/yr

Estimated taxes if purchased at asking price: ~$32,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Closed$2,050,000
  • Jun 25, 2026Listed$2,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $530/sq ft; this home is listed at $561/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
24698 Misty Lake Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$2,350,000$5026/54,685450.1
8320 Merganser Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSJul 2026$2,099,000$5344/4.53,93150.1
8070 Cypress Hollow Court, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$1,900,000$5864/33,241350.2
24985 Marsh Landing Parkway, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,750,000$3914/54,479330.2
6030 Oakbrook Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,350,000$3514/3.53,841980.4
1132 Salt Creek Drive, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,505,000$5304/32,842230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,050,000
Price / Sq Ft$561
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,651
Acres0.71 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure, Solar Heat
Is WaterfrontYes
Gated CommunityYes

Community Information

Address8160 Merganser Drive, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionMarsh Landing
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size30,927.6 sq ft
Parcel Number0544080160

Amenities

AmenitiesGated, Management - Off Site, Playground, Security, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Water
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Lower Level
Security24 Hour Security, Gated with Guard, Security Gate
Spa FeaturesAbove Ground

Exterior

Patio / PorchCovered, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedJune 25, 2026
Days on Market2
HOA Fees$1,338 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$11,039.71
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Landing

Marsh Landing is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Marsh Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines