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This home is in Seven Pines, Jacksonville.

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Active Under Contract

Active Under Contract·48 days on market·Seven Pines

5576 Dairy Farm Road

Jacksonville, FL 32224

$599,000$293/sqftEst. $3,188/moMLS# 2146312
3
Beds
2
Baths
2,043
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Seven Pines

Why wait for new construction when you can purchase a 2025 home NOW at a lower price point than the builder's upcoming pricing? At this price, there is room to personalize and make the home your own. The spacious corner lot provides plenty of room for a future pool and offers the opportunity to create additional privacy with fencing and landscaping. Beautifully designed 3 bedroom, 2.5 bath home featuring a desirable layout with a primary suite downstairs and two bedrooms plus a flexible loft space upstairs. This home offers bright open living spaces, modern finishes, and a screened lanai perfect for relaxing or entertaining year-round. Seven Pines residents enjoy resort-style pool options, a state-of-the-art fitness center, clubhouse, kayak launch, and an incredible playground area. The community is designed for connection and convenience with a walkable layout & future shopping, dining, & retail currently being developed. Ideally located between the Beaches and St. Johns TownCenter.

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,045
Principal & Interest: $3,045
Est. Taxes & Insurance: $761
Estimated Total Monthly
$3,806
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,188
Property taxesest. at asking price, Duval County$978
HOAbilled annually$8
Estimated total, before insurance$4,174/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$145,000$145,000

2025 property taxes (current owner): $5,491/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 29, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$293
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,043
Acres0.17 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address5576 Dairy Farm Road, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size7,405.2 sq ft
Parcel Number1677403380

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDryer, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchPorch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedMay 29, 2026
Days on Market38
HOA Fees$90.75 / Annually
HOA FrequencyAnnually
HOA NameSeven Pines Association
Tax Amount$5,490.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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