This home is in Johns Creek, Jacksonville.
Active·57 days on market·Johns Creek
13093 S Chets Creek Drive
Jacksonville, FL 32224
About this home
Johns Creek
Welcome to this stunning lakefront retreat in the highly sought-after Johns Creek community of Jacksonville! This beautifully maintained 4-bedroom, 2-bath home offers over 2,200 square feet of thoughtfully designed living space on an oversized 0.77-acre lot with breathtaking water views. Enjoy true Florida living from your fully screened and heated pool, complete with pool bath access and direct entry from the spacious primary suite. Inside, the single-story split floor plan provides both comfort and privacy, featuring generous living areas, abundant natural light, and seamless indoor-outdoor flow perfect for entertaining. Wake up to peaceful lakefront mornings and unwind with spectacular sunset views from one of the most impressive backyards in the neighborhood. Conveniently located just minutes from the beaches, Mayo Clinic, shopping, dining, and top-rated Jacksonville schools, this home combines tranquility with an unbeatable location. Roof 3 years old. Hvac 2 years. Water Softener
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $446,416 | $197,576 | ▲ $37,600 |
| 2024 | $410,938 | $191,301 | ▼ $12,300 |
| 2023 | $439,240 | $184,273 | ▲ $41,923 |
| 2022 | $382,097 | $177,450 | — |
| 2021 | $302,872 | $170,826 | — |
| 2020 | $287,806 | $167,778 | ▲ $3,505 |
2025 property taxes (current owner): $4,034/yr
Estimated taxes if purchased at asking price: ~$11,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 9, 2026Active$599,000
- May 20, 2026Listed$599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Listing Courtesy of: EXIT MAGNOLIA POINT REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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