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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine.

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Sold

Sold·Closed Jul 15, 2026·1 day on market·Recent sales in Palencia·Palencia

725 Cypress Crossing Trail

St. Augustine, FL 32095

$665,000sold priceListed at $670,000 · 99.3% of asking$244/sqftMLS# 2146178
5
Beds
3
Baths
2,725
Sq Ft
2003
Built
3
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $10/mo11,326 sqft lotSingle Family Residence1 story

About this home

Palencia

Updated 5BR/3BA home in the gated community of Palencia. Features include a newly renovated kitchen with hardwood cabinets, pull outs, lighting upgrades, two pantries, beverage station, and ZLINE appliances with gas cooktop vented outside. Remodeled primary suite with custom vanities, tiled walk in shower, and upgraded closet. Hardwood floors throughout, new lighting/fans, electric fireplace, whole house water softener, Rinnai tankless water heater, and new AC (2024). Garage includes storage cabinets, overhead racks, and sink. Exterior updates include new irrigation well, full gutters, new landscaping, interior/exterior paint, roof 2019 with transferable warranty, and termite bond. Room for a pool. Palencia amenities include golf, pools, fitness center, tennis/pickleball, trails, and on site A rated elementary school.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,683
Property taxesest. at asking price, St. Johns County$885
HOAbilled annually$10
Estimated total, before insurance$4,579/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,872/yr · $823/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,683
Principal & Interest: $3,683
Property taxes (est.): $885
Insurance (est.): $443
Estimated Total Monthly
$5,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$544,839$452,697—
2024$540,626$439,231—
2023$550,287$424,982—
2022$461,148$411,148—
2021$349,895$330,460—
2020$300,418$300,418—

2025 property taxes (current owner): $9,872/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$670,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.3
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.3
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.4
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.4
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.5
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$670,000
Price / Sq Ft$246
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,725
Acres0.26 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address725 Cypress Crossing Trail, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size11,325.6 sq ft
Parcel Number0720720320

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedMay 20, 2026
Days on Market1
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$9,871.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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