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Active

Active·59 days on market

13810 Sutton Park Drive N 410

Jacksonville, FL 32224

$359,500$208/sqftEst. $1,913/moMLS# 2145960

Beds

Baths

1,732

Sq Ft

1997

Built

Garage

Pool

About this home

Jacksonville

FIRST FLOOR LARGE UNIT FOR CORPORATE OR LONG TERM RENTAL with Garage and possible 4th Bedroom/Office or Sunroom. This first floor condo has been completely upgraded with granite counter tops, new paint, new floors, new kitchen cabinets & is ready to be occupied. This is a must see Condo unit in the Grand Reserve Condominiums - conveniently located between the beach and Town Center off Hodges Blvd, 10 mins from the beach & 5 mins from Mayo. There is a garage and 2 parking spaces (visitor spaces available as well). This gated community has a beautiful pool, hot tub, clubhouse, fitness center, business center, tennis courts and basketball courts. The master bedroom has walk-in closets and his and her vanities. No Smoking Allowed! PETS MUST BE APPROVED! UNIT will not disappoint.

Cost to own

Mortgage calculator

Home Price

$359,500

Down Payment: 20%

$71,900

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,827

Principal & Interest: $1,827

Est. Taxes & Insurance: $457

Estimated Total Monthly

$2,284

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,913

Property taxesest. at asking price, Duval County$587

HOAbilled monthly$567

Estimated total, before insurance$3,068/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$251,000	$251,000	▲ $11,500
2024	$239,500	$239,500	▼ $11,500
2023	$251,000	$243,100	—
2022	$221,000	$221,000	—
2021	$168,500	$108,934	—
2020	$158,000	$99,031	—

2025 property taxes (current owner): $4,317/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 18, 2026Listed$359,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,500

Price / Sq Ft$208

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,732

Year Built1997

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address13810 Sutton Park Drive N 410, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionThe Grand Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number1677341420

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Fitness Center, Gated, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Detached, Garage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral, Electric, Separate Meters

CoolingCentral Air, Electric

FireplaceYes

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup