This home is in Jacksonville.
Active·63 days on market
9843 Fiddleback Lane
Jacksonville, FL 32222
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome home to this beautiful 2023-built end-unit townhome offering modern style, comfort, and convenience! This 3-bedroom, 2.5-bath home features an open-concept layout, quartz countertops, stainless steel appliances, and plenty of natural light. As an end unit, you'll enjoy added privacy and extra light throughout the home. The 1-car garage provides convenient parking and additional storage. Enjoy the Florida lifestyle with access to the community pool, perfect for relaxing or cooling off on warm days. Ideally located near grocery stores, restaurants, shopping, and everyday conveniences, with an easy commute to NAS JAX. Whether you're a first-time buyer, relocating to Jacksonville, or looking for a newer, low-maintenance home, this one is ready to welcome you home!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,882/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 24, 2026Price change$269,000−$26,000
- Aug 8, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10356 Alder Creek Lane, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $242,000 | $154 | 3/2.5 | 1,574 | 12 | 0.1 |
| 10350 Alder Creek Lane, Jacksonville, FL 32222Listed by REAL BROKER LLC | Aug 2025 | $243,000 | $156 | 2/2.5 | 1,553 | 44 | 0.1 |
| 7738 Merchants Way, Jacksonville, FL 32222Listed by REAL BROKER LLC | Jun 2025 | $235,000 | $202 | 2/2.5 | 1,165 | 30 | 0.1 |
| 7898 Merchants Way, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $225,000 | $164 | 3/2.5 | 1,368 | 45 | 0.2 |
| 10364 Benson Lake Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $215,500 | $139 | 2/2.5 | 1,553 | 39 | 0.3 |
| 10357 Benson Lake Drive, Jacksonville, FL 32222Listed by ERA ONETEAM REALTY | Mar 2026 | $210,000 | $135 | 2/2.5 | 1,553 | 8 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines