This home is in Bartram Plantation, St. Johns — a pool home in St. Johns County.
Sold·Closed Jul 15, 2026·18 days on market·Recent sales in Bartram Plantation·Bartram Plantation
430 Summerset Drive
St. Johns, FL 32259
All Bartram Plantation homes for sale →Search Bartram Plantation on the map
About this home
Bartram Plantation
Stunning lakefront pool home in Bartram Plantation in St. Johns County, w/NO CDD fees. This luxury 4BR/5BA home showcases designer finishes throughout & offers an exceptional floorplan designed for both upscale living & modern family functionality. Main level features an exquisite owner's suite, 3 add'l bedrms, dedicated office, formal Living & Dining Rooms, & spacious family room w/built-ins & a gas fireplace. Oversized windows (w/remote solar shades) frame stunning pool & lake views w/gorgeous sunsets! Upstairs is a private guest retreat w/full bath PLUS oversized loft/bonus room. BRAND new gourmet kitchen w/custom cabinetry, 2 pantries, quartz counters, new KitchenAid SS appliances, induction cooktop & convection oven. Custom closet organizers, remodeled laundry room, new light/fan fixtures, fresh paint & more. Hardwood & tile floors on main level. Over $130K in upgrades make this move-in ready! Enjoy Florida outdoor living w/screened pool & spa, beautifully landscaped & 3c garage.
Next steps in Bartram Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,717 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $852,746 | $506,989 | — |
| 2024 | $783,894 | $491,993 | — |
| 2023 | $806,941 | $476,207 | — |
| 2022 | $767,237 | $460,881 | — |
| 2021 | $528,503 | $446,001 | — |
| 2020 | $489,153 | $439,153 | — |
2025 property taxes (current owner): $7,324/yr
Estimated taxes if purchased at asking price: ~$19,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$1,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $262/sq ft; this home is listed at $303/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 517 S Bridge Creek Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Aug 2026 | $979,000 | $262 | 4/5 | 3,731 | 4 | 0.1 |
| 2588 State Road 13 N, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Aug 2026 | $2,100,000 | $494 | 4/4.5 | 4,255 | 119 | 0.4 |
| 2352 State Road 13 N 3, St. Johns, FL 32259Listed by US REALTY HUB | Sep 2026 | $1,460,000 | $497 | 4/3 | 2,936 | 23 | 0.6 |
| 204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $619,000 | $207 | 4/2.5 | 2,987 | 0 | 0.8 |
| 311 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Jul 2026 | $685,323 | $239 | 4/3.5 | 2,870 | 27 | 0.9 |
| 195 Hickory Ranch Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $825,000 | $232 | 5/4.5 | 3,562 | 55 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Plantation
Bartram Plantation is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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