This home is in Beachwalk, St. Johns.

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Pending

Pending·60 days on market·Beachwalk

70 Old Ft Trail

St. Johns, FL 32259

$509,000$222/sqftEst. $2,709/moMLS# 2145660

Beds

Baths

2,297

Sq Ft

2021

Built

Garage

Pool

About this home

Beachwalk

Under contract. Accepting Backup offers. Welcome to this exceptional waterfront three-story home in the highly sought-after Beachwalk community, renowned for its world-class resort-style amenities and strong sense of community. Experience the Beachwalk lifestyle -a true vacation atmosphere combined with the warmth of a close-knit neighborhood. You'll enjoy access to unmatched amenities including the spectacular 14-acre crystal-clear lagoon with sandy beaches, a swim-up bar, waterslides, kayaks, paddleboards, clubhouse with on-site restaurant, fitness center, playground, childcare, dog splash park, putting course, tennis and pickleball courts. In addition, you'll enjoy an exciting monthly event calendar thoughtfully planned for fun, wellness, relaxation and social engagement, featuring themed nights, live music, fitness classes, kids' activities, holiday parties, and much more. Now, let's introduce your new home.

Cost to own

Mortgage calculator

Home Price

$509,000

Down Payment: 20%

$101,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,571

Principal & Interest: $2,571

Est. Taxes & Insurance: $643

Estimated Total Monthly

$3,214

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,709

Property taxesest. at asking price, St. Johns County$677

HOAbilled quarterly$201

Estimated total, before insurance$3,587/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$406,618	$406,618	—
2024	$436,810	$417,107	—
2023	$379,188	$379,188	—
2022	$361,244	$361,244	—
2021	$65,000	$65,000	—
2020	$65,000	$64,886	—

2025 property taxes (current owner): $5,258/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$509,000

Price / Sq Ft$222

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,297

Total Structure Area2,829 sq ft

Acres0.14 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesSoutheast

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address70 Old Ft Trail, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,098.4 sq ft

Parcel Number0237191720

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories3

LevelsThree Or More

LaundryIn Unit, Sink