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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jun 18, 2026·9 days on market·Recent sales in Mandarin

4345 Apple Tree Place

Jacksonville, FL 32258

$450,000sold priceListed at $450,000 · 100% of asking$269/sqftMLS# 2145466
3
Beds
2
Baths
1,675
Sq Ft
1991
Built
2
Garage
No
Pool
HOA $17/mo14,810 sqft lotSingle Family Residence1 story

About this home

Jacksonville

MULTIPLE OFFERS RECEIVED....WOW! *STUNNINGLY REMODELED 3/2 single story CHARMER on over 1/3 Acre is sure to impress!* OVER $100K IN RENOVATIONS has created BRIGHT & BEAUTIFUL OPEN-CONCEPT LIVING complete with Vaulted Ceiling & 8''wide wood-look porcelain tile floors throughout. Living & dining areas flow seamlessly into the kitchen & inviting family room w/ fireplace. CHEF'S KITCHEN offers large Island/Bar, white cabinetry & Level 7 Quartz countertops, gorgeous backsplash, pot-filler, stainless appliances & hood vent + Samsung SMART refrigerator. Luxurious PRIMARY SUITE features walk-in-closet, SPA-LIKE BATH w/ glass-enclosed rain shower system & quartz vanity w/ double sinks. 3rd BR has door to back patio. The Outdoor Living Space is a BACKYARD PARADISE, ideal for Entertaining on .34 Acre with full length PAVER PATIO, inviting pergola, swing, & new fencing. PAVER DRIVEWAY includes double rolling gates & Extended parking. NEW ROOF 2025. GREAT LOCATION close to I-295 & Baptist South.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
HOAbilled annually$17
Estimated total, before insurance$3,244/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,031/yr · $336/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$299,983$196,391—
2024$300,301$190,149—
2023$302,381$183,155▲ $47,015
2022$246,127$176,365—
2021$196,509$117,972—
2020$191,976$115,646▲ $17,199

2025 property taxes (current owner): $4,031/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.2
11442 Courtney Waters Lane, Jacksonville, FL 32258Listed by WATSON REALTY CORPSep 2026$430,000$2653/21,62520.9
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782240.9
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93811
4544 Singletary Road, Jacksonville, FL 32257Listed by ENGEL & VOLKERS FIRST COASTOct 2026$390,000$2214/21,7641141.1
4321 Pathwood Way, Jacksonville, FL 32257Listed by JWB REALTY LLCSep 2026$265,000$1913/2.51,390641.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$269
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,675
Total Structure Area2,052 sq ft
Acres0.34 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address4345 Apple Tree Place, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionCayces Crossing
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size14,810.4 sq ft
Parcel Number1590086185
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedMay 15, 2026
Days on Market9
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$4,031.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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