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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Jul 20, 2026·270 days on market·Recent sales in World Golf Village

2634 Joe Ashton Road

St. Augustine, FL 32092

$1,065,000sold priceListed at $1,075,000 · 99.1% of asking$227/sqftMLS# 2109643
6
Beds
4
Baths
4,683
Sq Ft
1985
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA9.00 acresSingle Family Residence2 stories

About this home

St. Augustine

Design your legacy retreat on over 9 acres in St. Johns County, where Open Rural (OR) zoning allows for equestrian facilities, barns, guest cottages, gardens, or additional residences to be built, giving you the freedom to shape the property to your vision. The large brick home serves as the starting point for your dream estate, set back among mature trees with a pool, detached garage, and pump house already in place. Inside, spacious living areas, fireplaces, an office with built-ins, and architectural details like a stained glass window provide a strong foundation for updates and personal touches. With ample acreage, privacy, and room to expand, this rare offering allows you to create a private retreat or family compound just minutes from Historic St. Augustine and Jacksonville, blending country living with convenient access to city amenities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,899
Property taxesest. at asking price, St. Johns County$1,417
Estimated total, before insurance$7,316/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,268/yr · $356/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,065,000
$213,000
Loan Term
Monthly Payment
$5,899
Principal & Interest: $5,899
Property taxes (est.): $1,417
Insurance (est.): $710
Estimated Total Monthly
$8,026
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,021,976$319,248—
2024$1,006,990$309,543—
2023$819,916$299,071—
2022$747,937$288,904—
2021$575,270$279,033—
2020$543,914$274,490—

2024 property taxes (current owner): $4,268/yr

Estimated taxes if purchased at asking price: ~$17,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 20, 2026Closed$1,075,000
  • Mar 19, 2026Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2790 Joe Ashton Road, St. Augustine, FL 32092Listed by GOOD FAITH REALTY GROUP LLCJul 2025$1,850,000$4605/5.54,026180.3
63 Braddock Court, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYJul 2026$815,000$1985/44,1161690.7
464 Richland Manor Road, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$1,635,247$3725/5.54,390451
39 Greylock Lane, St. Augustine, FL 32092Listed by DREES REALTYJun 2026$674,990$2044/33,3114891
99 Weathered Edge Drive, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INCAug 2026$785,000$2136/3.53,680321.1
4878 Boat Landing Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$655,000$1954/3.53,359601.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,075,000
Price / Sq Ft$230
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage4,683
Acres9.00 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesWest

Community Information

Address2634 Joe Ashton Road, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionMetes & Bounds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size392,040 sq ft
Parcel Number0294400025

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached, Garage, Off Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
Window FeaturesSkylight(s)

Exterior

Patio / PorchScreened, Side Porch
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 19, 2026
Days on Market270
Tax Amount$4,268.08
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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