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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Quail Ridge Farms, Ponte Vedra — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 10, 2026·9 days on market·Recent sales in Quail Ridge Farms·Quail Ridge Farms

10685 Quail Ridge Drive

Ponte Vedra, FL 32081

$1,360,000sold priceListed at $1,450,000 · 93.8% of asking$372/sqftMLS# 2144866
4
Beds
3.5
Baths
3,654
Sq Ft
1992
Built
3
Garage
Yes
Pool

All Quail Ridge Farms homes for sale →Search Quail Ridge Farms on the map

HOA $148/mo4.92 acresWaterfrontSingle Family Residence2 stories

About this home

Quail Ridge Farms

Rare opportunity to own a custom estate on 4.92 acres in the private, gated community of Quail Ridge Farms in Ponte Vedra. Situated on a secluded, wooded lot, this exceptional property offers unmatched privacy, scenic natural surroundings, and a private lake, all just minutes from the beach, top-rated schools, shopping, and dining. The home features a thoughtfully designed floor plan with a private upstairs primary suite complete with two balconies, creating a peaceful retreat with serene views. The main level includes 3 additional bedrooms, a dedicated office, and 2.5 baths. The great room showcases wall-to-wall windows, filling the space with natural light and offering beautiful views. Three fireplaces, add warmth and character throughout the home. Outdoor living is a highlight, with a wrap-around porch, expansive decking, and a large screened in pool. A private driveway leads to the residence, further enhancing the the home's sense of seclusion and exclusivity. A MUST SEE!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,533
Property taxesest. at asking price, St. Johns County$1,810
HOAbilled quarterly$148
Estimated total, before insurance$9,491/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,054/yr · $671/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,360,000
$272,000
Loan Term
Monthly Payment
$7,533
Principal & Interest: $7,533
Property taxes (est.): $1,810
Insurance (est.): $907
Estimated Total Monthly
$10,249
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,127,002$561,219—
2024$1,085,310$544,695—
2023$1,096,966$527,374—
2022$988,559$510,557—
2021$625,913$494,230—
2020$536,716$486,716—

2025 property taxes (current owner): $8,054/yr

Estimated taxes if purchased at asking price: ~$21,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Closed$1,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $397/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
784 W Devonhurst Lane, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$726,000$2234/43,25830.6
524 E Silverthorn Lane, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$595,000$1915/3.53,108340.8
57 Puritan Road, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2026$732,500$2654/32,764391
571 Cross Ridge Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$1,150,000$2546/4.54,524491.2
37 Seamark Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$869,001$3144/3.52,768251.2
21 Evenfall Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$964,935$3494/3.52,76801.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,450,000
Price / Sq Ft$397
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,654
Acres4.92 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

Community Information

Address10685 Quail Ridge Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionQuail Ridge Farms
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size214,315.2 sq ft
Parcel Number0238710370

Amenities

Community FeaturesGated
UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesOther, Dishwasher, Disposal, Double Oven, Electric Range, Electric Water Heater, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesWood Burning
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony, Dock
Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Deck
RoofShingle
ConstructionComposition Siding
Other StructuresShed(s)

Additional Information

Date ListedMay 12, 2026
Days on Market9
HOA Fees$445 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,054.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Quail Ridge Farms

Quail Ridge Farms is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Quail Ridge Farms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines