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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hannah Terrace, Jacksonville Beach.

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Sold

Sold·Closed Jun 23, 2026·6 days on market·Recent sales in Hannah Terrace·Hannah Terrace

11 Millie Drive

Jacksonville Beach, FL 32250

$602,000sold priceListed at $609,000 · 98.9% of asking$400/sqftMLS# 2144596
4
Beds
3
Baths
1,504
Sq Ft
1962
Built
—
Garage
No
Pool

2 more homes for sale in Hannah Terrace →Search Hannah Terrace on the map

No HOASingle Family Residence1 story

About this home

Hannah Terrace

Wow! This spectacular 4-bedroom home in desirable South Jacksonville Beach is just seven blocks from the ocean and perfectly positioned to enjoy the best of coastal living. Take a short stroll to the beach, nearby parks, shopping, and local restaurants--everything you need to embrace the beach lifestyle is right at your fingertips. Inside, you'll find a functional and inviting kitchen featuring ample cabinetry, granite countertops, and stainless steel appliances. The home offers double primary suites, each with its own fully remodeled bathroom--ideal for multi-generational living or added guest privacy. A spacious family room and dining area create the perfect setting for relaxing or entertaining. Step outside to a large 15' x 15' covered patio overlooking a private, fenced-in backyard--perfect for gatherings, pets, or simply unwinding after a day at the beach. Tile flooring runs throughout the main living areas, adding durability and easy maintenance.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,335
Property taxesest. at asking price, Duval County$983
Estimated total, before insurance$4,317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$602,000
$120,400
Loan Term
Monthly Payment
$3,335
Principal & Interest: $3,335
Property taxes (est.): $983
Insurance (est.): $401
Estimated Total Monthly
$4,719
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$269,051$269,051—
2025$441,951$423,478—
2024$267,952$267,952—
2024$424,961$384,980—
2023$270,722$249,814—
2023$431,890$349,982—
2022$247,162$227,104—
2022$333,889$318,166—
2021$206,458$206,458—
2021$289,242$289,242—
2020$208,239$208,239—
2020$279,599$279,599—

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $413/sq ft; this home is listed at $405/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$520,000$4133/21,26030.1
1139 Ruth Avenue, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$560,000$4023/21,392170.2
507 15th Avenue S, Jacksonville Beach, FL 32250Listed by MCGUIRE REALTY GROUPAug 2026$800,000$4894/21,636430.2
604 11th Avenue S, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$530,000$3053/21,740360.4
1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLCAug 2026$525,000$3163/2.51,660190.4
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$609,000
Price / Sq Ft$405
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,504
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address11 Millie Drive, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionHannah Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1796000000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard, Wood
RoofShingle

Additional Information

Date ListedMay 18, 2026
Days on Market6
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hannah Terrace

Hannah Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Hannah Terrace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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