This home is in Jacksonville.
Active·72 days on market
14425 Aldea Cove Drive
Jacksonville, FL 32224
About this home
Jacksonville
Just 12 minutes from the beach in Jacksonville, this newly built 4 bedroom, 3.5 bath home offers luxury finishes and a warm, livable design. From the moment you walk in, the impressive 2-story foyer and full wood staircase make a statement, while the 10' ceilings, smooth drywall finish, and 8' doors throughout give the home an open, elevated feel. The gourmet kitchen was designed for gathering and flows right into the main living spaces and screened lanai overlooking peaceful conservation views. The downstairs owner's suite feels like a private retreat with his-and-hers walk-in closets, a large walk-in shower, and a relaxing soaker tub. Upstairs, every bedroom includes its own walk-in closet, along with a spacious bonus room perfect for a playroom, media room, home office, or second living space. The Jack-and-Jill bathroom also features separate sinks for added convenience. Thoughtful details throughout and a location close to the beaches, shopping, and dining, this is a must see!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $700,000 in April 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $158,417 | $158,417 | — |
| 2024 | $587,007 | $394,192 | ▼ $15,830 |
| 2023 | $625,334 | $381,255 | — |
| 2022 | $515,250 | $368,695 | — |
| 2021 | $434,660 | $356,500 | — |
| 2020 | $369,371 | $319,371 | — |
2025 property taxes (current owner): $3,195/yr
Estimated taxes if purchased at asking price: ~$16,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,801 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 8, 2026Listed$829,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ASHLEY HOMES REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines