Skip to main content

This home is in Hannah Terrace, Jacksonville Beach.

Photo 1 / 27
Active Under Contract

Active Under Contract·69 days on market·Hannah Terrace

2229 S Beach Parkway

Jacksonville Beach, FL 32250

$825,000$628/sqftEst. $4,391/moMLS# 2143898
3
Beds
2
Baths
1,314
Sq Ft
1978
Built
1
Garage
Yes
Pool

About this home

Hannah Terrace

Beautifully updated 3BR/2BA home in the heart of Jacksonville Beach offering the perfect blend of comfort, style, and coastal living. Featuring engineered bamboo flooring throughout the main living areas, this home includes a spacious primary suite with a walk-in closet, two generously sized guest bedrooms, and a thoughtfully designed mudroom with laundry and dedicated office space. Step outside to your private backyard oasis complete with a pool and a beautifully appointed pool house offering an additional 252 sq ft of living space with a kitchenette, full bath, walk-in closet, and loft bed, ideal for guests, a private retreat, or flex space. Plenty of room to park a boat, RV, or both! Conveniently located with quick access to JTB and within walking distance to Sunshine Park, local coffee shops, and restaurants, plus just a short bike ride to the beach. This is truly coastal living at its best!

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,193
Principal & Interest: $4,193
Est. Taxes & Insurance: $1,048
Estimated Total Monthly
$5,242
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,391
Property taxesest. at asking price, Duval County$1,347
Estimated total, before insurance$5,738/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$470,102$269,341
2024$455,257$261,043 $1,805
2023$465,876$251,984
2022$364,218$243,189
2021$315,466$234,650
2020$279,359$204,427

Estimated taxes if purchased at asking price: ~$16,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,563 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 8, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$825,000
Price / Sq Ft$628
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,314
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

Community Information

Address2229 S Beach Parkway, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionHannah Terrace
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1795460000

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingRV Access/Parking

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Other StructuresGuest House

Additional Information

Date ListedMay 8, 2026
Days on Market25
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Hannah Terrace

Hannah Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Hannah Terrace homes for sale →

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke