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This home is in Greenleaf Lakes, Ponte Vedra.

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Active

Active·70 days on market·Greenleaf Lakes

360 Citrus Ridge Drive

Ponte Vedra, FL 32081

$769,000$306/sqftEst. $4,093/moMLS# 2143815
4
Beds
3
Baths
2,516
Sq Ft
2015
Built
3
Garage
Yes
Pool

About this home

Greenleaf Lakes

Located in the highly desirable community of Nocatee in Ponte Vedra, 360 Citrus Ridge Dr offers the perfect combination of luxury, comfort, and functionality. This beautifully maintained home features 4 spacious bedrooms plus a dedicated office, ideal for working from home or flexible living space. The open-concept floor plan is filled with natural light and designed for both everyday living and entertaining. The chef's kitchen flows seamlessly into the main living and dining areas, creating an inviting atmosphere throughout. Step outside to your private backyard oasis featuring a sparkling pool, low-maintenance turf backyard, and plenty of room to relax or entertain year-round. The 3-car garage provides ample storage for vehicles, golf carts, and recreational gear. Conveniently located near top-rated schools, shopping, dining, golf, and Nocatee's resort-style amenities, this home delivers the best of Northeast Florida living.

Cost to own

Mortgage calculator

$769,000
$153,800
Loan Term
Monthly Payment
$3,884
Principal & Interest: $3,884
Est. Taxes & Insurance: $971
Estimated Total Monthly
$4,856
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,093
Property taxesest. at asking price, St. Johns County$1,023
HOAbilled annually$42
Estimated total, before insurance$5,158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $765,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$626,127$575,405
2024$637,060$587,060
2023$631,812$341,646
2022$531,517$330,239
2021$380,134$287,883
2020$342,610$283,218

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 6, 2026Listed$769,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$769,000
Price / Sq Ft$306
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,516
Acres0.22 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Salt Water
Is WaterfrontNo

School Information

Community Information

Address360 Citrus Ridge Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionGreenleaf Lakes
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size9,583.2 sq ft
Parcel Number0232362130
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, Gas Range, Tankless Water Heater, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio, Screened
FencingOther, Back Yard, Vinyl
RoofShingle

Additional Information

Date ListedMay 6, 2026
Days on Market47
HOA Fees$498 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

The neighborhood

About Greenleaf Lakes

Greenleaf Lakes is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Greenleaf Lakes homes for sale →

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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