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Active

Active·71 days on market

2200 Ocean Drive S 4A

Jacksonville Beach, FL 32250

$750,000$642/sqftEst. $3,992/moMLS# 2143737
2
Beds
2
Baths
1,168
Sq Ft
1973
Built
Garage
No
Pool

About this home

Jacksonville Beach

Enjoy coastal living at its finest in this beautifully updated 2BR/2BA 4th floor oceanfront condo in highly desirable South Jacksonville Beach. This end-unit residence offers sweeping Atlantic views and abundant natural light throughout. Renovated with hurricane-rated windows and doors, the interior features tile flooring, new lighting, updated kitchen cabinetry, refreshed kitchen cabinets and new appliances and fixtures throughout. The spacious great room opens to a generous oceanfront balcony--perfect for relaxing or entertaining. The primary suite is oversized with a spa-inspired bath and a luxurious walk-in closet. Community amenities include a pool, clubhouse, and bike storage. Assigned parking is conveniently located just steps from the building. Ideally situated for easy access to major roadways, plus close to shopping, dining, and entertainment. Walk or bike to everything this vibrant beach community has to offer.

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$3,812
Principal & Interest: $3,812
Est. Taxes & Insurance: $953
Estimated Total Monthly
$4,765
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,992
Property taxesest. at asking price, Duval County$1,225
HOAbilled monthly$692
Estimated total, before insurance$5,909/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$555,170$555,170
2024$555,170$555,170
2023$515,515$515,515
2022$483,791$483,791
2021$351,230$351,230
2020$351,230$351,230

2025 property taxes (current owner): $10,240/yr

Estimated taxes if purchased at asking price: ~$14,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 6, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,000
Price / Sq Ft$642
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,168
Acres0.01 acres
Year Built1973
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address2200 Ocean Drive S 4A, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionOcean 22
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1793320120
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Clubhouse, Elevator(s), Management - Part Time, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Assigned, Guest, Parking Lot
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories4
LevelsThree Or More
LaundryIn Unit
Security24 Hour Security, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Impact Windows
ConstructionConcrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 6, 2026
Days on Market40
HOA Fees$692.44 / Monthly
HOA FrequencyMonthly
HOA NameOCEAN 21 & 22 CONDO ASSOCIATION
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash, Water
Tax Amount$10,240.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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