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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Active·141 days on market

1212 Rip Tide Boulevard

Jacksonville Beach, FL 32250

$799,000$413/sqftEst. $4,426/moMLS# 2147032
Open house Sat, Oct 17 · 12:00 pm–3:00 pm
4
Beds
2
Baths
1,933
Sq Ft
1990
Built
2
Garage
No
Pool
FEMA Zone XHOA $46/mo9,583 sqft lotSingle Family Residence1 story

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About this home

Jacksonville Beach

ENJOY THE BEACH LIFE in this updated 4-BEDROOM home with modern coastal style! Tucked into a quiet, oak-shaded neighborhood adjacent to a community park, this light & bright home offers an open-concept design and a large property with room for a pool. The modern kitchen features a quartz waterfall island, slim-shaker cabinetry, abundant storage, upgraded appliances and a fireclay farmhouse sink. Enjoy the glass-enclosed sunroom, luxury vinyl plank flooring, fireplace, updated coastal lighting and fresh interior & exterior paint. The spacious primary suite features a vaulted ceiling, walk-in closet and large ensuite, while three additional bedrooms offer plenty of space for family, guests or a home office. The laundry room offers excellent storage and room for a second refrigerator, plus a 2-car garage. Move-in ready and just minutes from the beach. Come home to ocean breezes and the relaxed coastal lifestyle!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,426
Property taxesest. at asking price, Duval County$1,305
HOAbilled annually$46
Estimated total, before insurance$5,776/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,426
Principal & Interest: $4,426
Property taxes (est.): $1,305
Insurance (est.): $533
Estimated Total Monthly
$6,263
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,049 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $622,900 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$563,450$433,726—
2024$539,326$420,795▼ $14,879
2023$433,855$212,952—
2022$408,197$205,294—
2021$358,174$197,859—
2020$324,645$194,437—

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 26, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $415/sq ft; this home is listed at $413/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.2
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.2
2887 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$930,000$4883/21,90420.2
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.3
3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATEOct 2026$589,000$3743/21,57410.3
4035 Grande Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Oct 2026$625,000$3813/21,64220.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$413
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,933
Acres0.22 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address1212 Rip Tide Boulevard, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionRiptide
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size9,583.2 sq ft
Parcel Number1803830880
ZoningPUD

Amenities

AmenitiesManagement - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchGlass Enclosed
FencingBack Yard
RoofShingle
ConstructionBrick, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 26, 2026
Days on Market139
HOA Fees$548 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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10/17/2026

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