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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a gated community home in St. Johns County.

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Active

Active·163 days on market·Beachwalk

713 Rum Runner Way

St. Johns, FL 32259

$665,000$251/sqftEst. $3,683/moMLS# 2143589
↓ $30,000 below original listOpen house Sat, Oct 17 · 11:00 am–1:00 pm
3
Beds
2.5
Baths
2,649
Sq Ft
2019
Built
2
Garage
No
Pool

29 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $390/mo6,534 sqft lotSingle Family Residence2 stories

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About this home

Beachwalk

LOCATION, LOCATION- just a short stroll to the lagoon and your toes are in the sand. CDD PAID IN FULL. This upgraded home on a corner lot is tucked within the exclusive Beachwalk community, known for its breathtaking 14-acre Crystal Lagoon. Atlantica Isles offers a low-maintenance lifestyle w/a true resort feel, where every day feels like a getaway thanks to an array of amenities designed for all ages. Home has 3 bedrooms, 2.5 baths, & a spacious loft. Step outside to a covered patio complete w/ a summer kitchen, overlooking a beautifully landscaped backyard. Inside, you'll find designer details at every turn--chef-inspired kitchen w/ an oversized island, glass display cabinetry w/uplighting, a stunning tile backsplash, & a custom-designed pantry. Family rm showcases elegant accent walls & custom drapery, creating a warm & inviting space. Retreat to your owner's suite w/glamour bath w/oversized shower & soaking tub. French drs lead to balcony to enjoy serene views of the park & pond.

Next steps in Beachwalk

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,683
Property taxesest. at asking price, St. Johns County$885
HOAbilled monthly$390
Estimated total, before insurance$4,958/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,683
Principal & Interest: $3,683
Property taxes (est.): $885
Insurance (est.): $443
Estimated Total Monthly
$5,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$512,608$425,039—
2024$537,949$412,353—
2023$496,619$398,886—
2022$520,567$385,812—
2021$492,417$373,118—
2020$473,231$367,276—

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Price change$665,000−$15,000
  • Jul 8, 2026Price change$680,000−$15,000
  • May 5, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUPOct 2026$615,000$2414/32,555530.3
211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$400,000$1783/2.52,2531020.4
248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$420,000$2163/2.51,9431190.5
53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$750,000$2264/43,315680.7
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161180.8
179 Fresnel Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTYAug 2026$965,000$2895/4.53,34180.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$665,000
Price / Sq Ft$251
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,649
Acres0.15 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLakeside Academy
Reported middleLakeside Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address713 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number0237171240
ZoningSingle Family

Amenities

AmenitiesPool, Beach Access, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Restaurant, Gated, Curbs
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Upper Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
FencingFenced, Back Yard
RoofMetal
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 5, 2026
Days on Market163
HOA Fees$389.67 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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