This home is in Beachwalk, St. Johns.

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Active

Active·71 days on market·Beachwalk

713 Rum Runner Way

St. Johns, FL 32259

$680,000$257/sqftEst. $3,619/moMLS# 2143589

Beds

Baths

2,649

Sq Ft

2019

Built

Garage

Pool

About this home

Beachwalk

CDD PAID IN FULL. This upgraded home on a corner lot is tucked within the exclusive Beachwalk community, known for its breathtaking 14-acre Crystal Lagoon. Located in Atlantica Isles offering a low-maintenance lifestyle w/a true resort feel, where every day feels like a getaway thanks to an array of amenities designed for all ages. Home has 3 bedrooms, 2.5 baths, and a spacious loft. Step outside to a covered patio complete w/ a summer kitchen, overlooking a beautifully landscaped backyard. Inside, you'll find designer details at every turn--chef-inspired kitchen w/ an oversized island, glass display cabinetry w/uplighting, a stunning tile backsplash, & a custom-designed pantry. Family rm showcases elegant accent walls & custom drapery, creating a warm & inviting space. Retreat to your owner's suite w/glamour bath w/oversized shower & soaking tub. French drs lead to oversized balcony to enjoy serene views of the park and pond. 2 more bedrooms and generous size loft complete this home.

Cost to own

Mortgage calculator

Home Price

$680,000

Down Payment: 20%

$136,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,435

Principal & Interest: $3,435

Est. Taxes & Insurance: $859

Estimated Total Monthly

$4,294

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,619

Property taxesest. at asking price, St. Johns County$905

HOAbilled monthly$390

Estimated total, before insurance$4,914/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$512,608	$425,039	—
2024	$537,949	$412,353	—
2023	$496,619	$398,886	—
2022	$520,567	$385,812	—
2021	$492,417	$373,118	—
2020	$473,231	$367,276	—

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Price change$680,000−$15,000
May 5, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$680,000

Price / Sq Ft$257

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,649

Acres0.15 acres

Year Built2019

TypeResidential

Sub-TypeTownhouse

StyleVilla

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address713 Rum Runner Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0237171240

ZoningSingle Family

Amenities

AmenitiesPool, Beach Access, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Upper Level

SecuritySmoke Detector(s)