Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Woods, Jacksonville — a gated community home in Jacksonville.

Photo 1 / 80
Sold

Sold·Closed Jun 10, 2026·2 days on market·Recent sales in The Woods·The Woods

12898 Winged Elm Drive N

Jacksonville, FL 32246

$550,000sold priceListed at $550,000 · 100% of asking$246/sqftMLS# 2143565
4
Beds
2
Baths
2,235
Sq Ft
1995
Built
2
Garage
No
Pool

6 more homes for sale in The Woods →Search The Woods on the map

HOA $165/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

About this home

The Woods

Immaculate almost 2300 sq ft 4 bedroom 2-bathroom home in highly sought after community - The Woods. Home sits on a private pond with stunning water views, large backyard and room for a pool. Located just 15 minutes from the beach and easy access to anywhere in Jacksonville. This home has been updated with all the stunning finishes, freshly painted and ready for a new owner. The home boasts new appliances, ceiling fans, LED lighting throughout and gorgeous granite countertops in the kitchen. The new hard wood flooring adds a fresh look while the newly refaced cabinets make the kitchen stunning. This home had a roof installed in 2023 and a new water heater in 2025. It's a split floor plan with a double sided fireplace. The Woods is a gated community with amenities galore. You won't want to miss this one. It is move in READY for you.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Duval County$898
HOAbilled monthly$165
Estimated total, before insurance$4,110/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,903/yr · $659/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,311
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$431,667$420,984—
2024$413,153$382,713—
2023$408,498$347,921—
2022$379,184$316,292—
2021$287,539$287,539—
2020$269,527$269,527▲ $5,000

2025 property taxes (current owner): $7,903/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.2
13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INCSep 2026$379,000$2103/21,8051060.4
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.5
2189 The Woods Drive E, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$410,000$1983/22,0731050.6
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870.7
13725 Macapa Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$345,000$1454/22,382581

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$246
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,235
Acres0.24 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address12898 Winged Elm Drive N, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionThe Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size10,454.4 sq ft
Parcel Number1674446770

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available
SewerPrivate Sewer
Water SourcePublic
ParkingGarage
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle

Additional Information

Date ListedMay 5, 2026
Days on Market2
HOA Fees$165 / Monthly
HOA FrequencyMonthly
Tax Amount$7,902.53
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Woods

The Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all The Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines