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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Grand Creek North, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Jul 29, 2026·20 days on market·Recent sales in Grand Creek North·Grand Creek North

872 Brown Bear Run

St. Johns, FL 32259

$517,000sold priceListed at $530,000 · 97.5% of asking$228/sqftMLS# 2143439
4
Beds
3
Baths
2,268
Sq Ft
2022
Built
3
Garage
No
Pool

3 more homes for sale in Grand Creek North →Search Grand Creek North on the map

FEMA Zone XHOA $98/mo9,148 sqft lotWaterfrontSingle Family Residence1 story

About this home

Grand Creek North

Waterview & No CDD! Well-maintained 4 bedroom, 3 bathroom, 3-car garage with epoxy flooring. This popular Tivoli floor plan offers an open-concept layout with wood-look tile throughout, creating a seamless space ideal for everyday living and entertaining. The gourmet kitchen is the heart of the home, featuring a large center island, wraparound breakfast bar, abundant cabinetry, and a built-in workspace. Designer upgrades include a glass tile backsplash and upper and lower cabinet lighting, adding a modern, elevated touch. A separate formal dining room provides flexibility for hosting, while the split-bedroom floor plan includes a private junior suite with its own full bath--perfect for guests, in-laws, or a teenager seeking added privacy. Step outside to your covered lanai with an extended paver patio and screened enclosure, ideal for relaxing or entertaining year-round while enjoying the water view setting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,864
Property taxesest. at asking price, St. Johns County$688
HOAbilled semi-annually$98
Estimated total, before insurance$3,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,299/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$517,000
$103,400
Loan Term
Monthly Payment
$2,864
Principal & Interest: $2,864
Property taxes (est.): $688
Insurance (est.): $345
Estimated Total Monthly
$3,896
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $505,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$409,028$356,679—
2024$402,579$345,919—
2023$380,375$330,375—
2022$78,400$78,400—

2025 property taxes (current owner): $5,299/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Closed$530,000
  • May 6, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
32 Ren Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$435,000$2154/32,0271680.2
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTYSep 2026$540,000$2294/2.52,360590.3
94 Slip Cove, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$679,000$2924/32,324370.4
253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$598,538$2723/2.52,20000.4
395 Brown Bear, Jacksonville, FL 32259Listed by PUBLIC SERVICES REALTYAug 2026$510,000$2254/22,26980.4
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$234
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,268
Acres0.21 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address872 Brown Bear Run, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionGrand Creek North
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size9,147.6 sq ft
Parcel Number0100811450

Amenities

AmenitiesPool, Management - Off Site, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingFull, Wrought Iron
RoofShingle

Additional Information

Date ListedMay 6, 2026
Days on Market20
HOA Fees$590.52 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$5,299.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Grand Creek North

Grand Creek North is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Grand Creek North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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