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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Sep 15, 2026·94 days on market·Recent sales in Cordova Palms·Cordova Palms

44 Algiers Court

St. Augustine, FL 32095

$437,500sold priceListed at $424,990 · 102.9% of asking$199/sqftMLS# 2138684
4
Beds
3
Baths
2,201
Sq Ft
2026
Built
2
Garage
No
Pool

34 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence2 storiesNew construction

About this home

Cordova Palms

Welcome to our St Johns Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 626 on a cul-de-sac street! The Award-Winning Amherst II plan boasts, 2201 SF. 4 Bedroom, Loft, w/3 full bath home and 2 car garage backing to a lake view homesite! Great oversized kitchen/ café for family holiday gatherings w/lots of natural light, the master owner's suite features a walk-in tile shower, with a glass shower door w/an oversized walk-in closet & double sinks too! Home Includes, Luxury Laminate flooring in the main living areas, upgraded carpet in all the bedrooms, tile in all bathrooms, 42'' white cabinets, Cove crown molding, Double gas range oven w/microwave, stainless steel microwave, vented to the exterior above the gas range, upgraded kitchen quartz countertop and all bathrooms, with raised vanities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,423
Property taxesest. at asking price, St. Johns County$582
HOAbilled monthly$70
Estimated total, before insurance$3,075/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$437,500
$87,500
Loan Term
Monthly Payment
$2,423
Principal & Interest: $2,423
Property taxes (est.): $582
Insurance (est.): $292
Estimated Total Monthly
$3,297
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 18, 2026Closed$424,990
  • Aug 24, 2026Pending$424,990
  • Jun 23, 2026Listed$424,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$429,990$1914/32,2481530
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$419,990$1924/32,1881610
448 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$410,000$1864/32,2011000
406 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$384,990$2333/21,655530
421 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$403,490$2114/21,9081130
547 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCAug 2026$460,000$1695/42,728480

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$424,990
Price / Sq Ft$193
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,201
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address44 Algiers Court, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0725716260

Amenities

UtilitiesSewer Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Double Oven, Gas Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJune 23, 2026
Days on Market94
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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