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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 1, 2026·1 day on market·Recent sales in Palencia·Palencia

400 Central

St. Augustine, FL 32095

$525,000sold priceListed at $539,500 · 97.3% of asking$207/sqftMLS# 2142993
5
Beds
3
Baths
2,541
Sq Ft
2005
Built
2
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $10/mo5,663 sqft lotSingle Family Residence2 stories

About this home

Palencia

This Toll Brothers-built 5-bedroom, 3-bath home offers over 2,500 square feet of well-designed living space in one of St. Johns County's most sought-after communities. Positioned just moments from the Palencia clubhouse, resort-style pools, fitness center, golf course, tennis and pickleball courts, this home delivers the kind of everyday convenience and lifestyle buyers move here for. Inside, you'll find soaring ceilings, crown molding, a fireplace, and natural light that fills the home throughout the day. The layout is highly functional, featuring a main-level bedroom ideal for guests or a private office, along with an upstairs loft that can serve as a second workspace, media room, or play area. Step outside to a fully fenced backyard with a screened lanai and paver patio, perfect for entertaining or relaxing in privacy. This home presents a compelling opportunity for buyers who recognize value. Zoned for top-rated St. Johns County schools and just a short drive to the beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, St. Johns County$699
HOAbilled annually$10
Estimated total, before insurance$3,617/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $699
Insurance (est.): $350
Estimated Total Monthly
$3,957
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
148 Augustine Island Way, St. Augustine, FL 32095Listed by FIRST COAST REALTY OF JACKSONVILLE INCAug 2026$727,500$2343/3.53,10830.4
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.5
841 Ifield Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$680,000$2524/32,697110.5
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.6
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.7
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,500
Price / Sq Ft$212
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,541
Total Structure Area3,602 sq ft
Acres0.13 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address400 Central, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size5,662.8 sq ft
Parcel Number0720783000
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Natural Gas Connected
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedMay 4, 2026
Days on Market1
HOA Fees$125 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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