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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine South, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Jun 2, 2026·3 days on market·Recent sales in St Augustine South·St Augustine South

109 Azalea Road

St. Augustine, FL 32086

$540,000sold priceListed at $540,000 · 100% of asking$337/sqftMLS# 2142620
4
Beds
2
Baths
1,601
Sq Ft
2024
Built
2
Garage
Yes
Pool

17 more homes for sale in St Augustine South →Search St Augustine South on the map

No HOA7,841 sqft lotSingle Family Residence1 story

About this home

St Augustine South

Dive into your own private backyard oasis featuring a heated pool, outdoor games, and low-maintenance astroturf--designedfor relaxation, entertainment, and unforgettable stays. This stunning 2024-built home offers 4 bedrooms, 2 bathrooms, and 1,601 square feet of modern, thoughtfully designed living space. Currently operating as a successful short-term rental, this turn-key property is offered fully furnished (with the exception of the couch), making it an incredible opportunity for investors orbuyers seeking immediate income potential. Inside, you'll find an upgraded kitchen and beautifully finished bathrooms withcontemporary touches throughout. The open, inviting layout complements the home's fresh, like-new feel. The fully fencedbackyard enhances privacy while maximizing enjoyment of the pool and outdoor amenities--perfect for hosting guests orcreating lasting family memories.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, St. Johns County$719
Estimated total, before insurance$3,710/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,227/yr · $519/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $719
Insurance (est.): $360
Estimated Total Monthly
$4,070
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,566 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $270,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$433,420$433,420—
2024$107,040$107,040—
2023$107,040$107,040—
2022$71,680$54,704—
2021$58,000$49,731—
2020$49,760$45,210—

2025 property taxes (current owner): $6,227/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $303/sq ft; this home is listed at $337/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
102 Alicante Road, St. Augustine, FL 32086Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jul 2026$335,000$1953/21,7221010.2
110 Osprey Road, St. Augustine, FL 32086Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$419,000$3033/21,385640.4
320 Lobelia Road, St. Augustine, FL 32086Listed by OCEAN ELEVEN REALTYSep 2026$273,000$1903/21,434910.5
108 Aspen Road, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$419,000$3143/21,334530.5
345 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSJun 2026$425,000$3483/21,223330.6
369 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$315,000$2232/21,412410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$540,000
Price / Sq Ft$337
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,601
Acres0.18 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo

Community Information

Address109 Azalea Road, St. Augustine, FL 32086
Area335-St Augustine South
SubdivisionSt Augustine South
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size7,840.8 sq ft
Parcel Number2349600000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Not Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units, Split System
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
Window FeaturesSkylight(s)

Exterior

RoofShingle

Additional Information

Date ListedApril 30, 2026
Days on Market3
Tax Amount$6,226.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine South

St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine South homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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