This home is in Rivertown, St. Johns.
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Active·Listed today·Rivertown
52 Waterfront Drive
St. Johns, FL 32259
About this home
Rivertown
Welcome to 52 Waterfront Dr. in the highly sought-after RiverTown community. Perfectly positioned on a corner lot with peaceful lake views across the street, this original RiverTown home has been meticulously maintained and thoughtfully updated, offering timeless charm with modern comfort. The functional floor plan features 3 bedrooms, 2 bathrooms, a dedicated office, formal dining room, and a versatile bonus flex space ideal for a playroom, media room, or home gym. Enjoy your morning coffee from the inviting front porch overlooking the water or spend the evening relaxing on the private rear patio. Residents enjoy RiverTown's resort-style pools, scenic trails, parks, riverfront amenities, and vibrant community atmosphere. Move-in ready and cared for with pride, this home is ready for its next chapter.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,764 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Listed$545,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Rivertown
Rivertown is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Rivertown homes for sale →Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines