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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Aug 13, 2026·49 days on market·Recent sales in Coastal Oaks·Coastal Oaks

193 Palm Island Way

Ponte Vedra, FL 32081

$940,000sold priceListed at $959,900 · 97.9% of asking$285/sqftMLS# 2142438
4
Beds
3
Baths
3,298
Sq Ft
2017
Built
3
Garage
No
Pool

15 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

FEMA Zone XHOA $255/mo10,454 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Coastal Oaks

Welcome to Coastal Oaks Nocatee, one of Ponte Vedra's most sought-after guard-gated communities where luxury, and privacy, and lifestyle come together. Perfectly positioned on a premium lake-to-preserve lot, this meticulously maintained Toll Brothers Anastasia floor plan offers peaceful water views, natural privacy, and a truly move-in ready experience. This 4-bedroom, 3-bath home with office, bonus room, and 3-car garage is designed for both everyday living and entertaining, with a functional open floor plan and no wasted space. The layout includes a formal dining room, a versatile downstairs flex space (ideal for a playroom or gym) office, and a private upstairs guest suite complete with full bath, walk-in closet, and spacious bonus room--perfect for a media room, game room, or a second living area. A walk in attic adds valuable storage rarely found in homes today. At the center of the home is a beautifully appointed gourmet kitchen, featuring: Quartz countertops and a stylish

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,207
Property taxesest. at asking price, St. Johns County$1,251
HOAbilled quarterly$255
Estimated total, before insurance$6,713/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,397/yr · $616/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$940,000
$188,000
Loan Term
Monthly Payment
$5,207
Principal & Interest: $5,207
Property taxes (est.): $1,251
Insurance (est.): $627
Estimated Total Monthly
$7,084
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$835,612$512,418—
2024$860,212$497,269—
2023$904,821$481,329—
2022$755,693$465,853—
2021$505,611$450,828—
2020$493,913$443,913—

2025 property taxes (current owner): $7,397/yr

Estimated taxes if purchased at asking price: ~$15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$959,900
  • Jun 4, 2026Listed$959,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $315/sq ft; this home is listed at $291/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
80 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCAug 2026$749,370$3124/3.52,3991510.6
37 Seamark Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$869,001$3144/3.52,768250.7
85 Whitecap Lane, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$936,995$3234/4.52,90000.7
379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,075,000$3144/3.53,425810.7
21 Evenfall Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$964,935$3494/3.52,76800.7
585 Caiden Drive, Ponte Vedra, FL 32091Listed by ICI SELECT REALTY, INC.Sep 2026$765,329$3154/32,43070.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$959,900
Price / Sq Ft$291
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,298
Acres0.24 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address193 Palm Island Way, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,454.4 sq ft
Lot Dimensions63.26x151x76.84x151
Parcel Number0702915640
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected
Water SourcePublic
ParkingAttached, Garage
ViewLake, Pond, Protected Preserve
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Unit, Sink
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 4, 2026
Days on Market49
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA NameCoastal Oaks HOA/May Mgmt
Tax Amount$7,396.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines