This home is in Rivertown Forest, St. Johns.

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Pending

Pending·84 days on market·Rivertown Forest

58 Grand Lakes Drive

St. Johns, FL 32259

$444,000$248/sqftEst. $2,257/moMLS# 2142212

Beds

Baths

1,787

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Forest

Lot 281 - The Milton floorplan delivers generous living space with Mattamy Homes' signature openness, creating an ideal setting for memorable gatherings. The designer kitchen includes a walk-in pantry and a flush breakfast bar that flows seamlessly into the dining area and spacious Great Room. The owner's suite offers a luxurious retreat with a spa-inspired bath and an expansive walk-in closet. Bedrooms 2 and 3 share a full bath, with bedroom 3 featuring its own walk-in closet for added convenience. A well-placed powder room near the front door and garage entry enhances the home's thoughtful layout. Set along the St. Johns River, RiverTown features parks, lakes, preserves, and miles of scenic trails, supporting an active, connected lifestyle in Northeast Florida.

Cost to own

Mortgage calculator

Home Price

$444,000

Down Payment: 20%

$88,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,257

Principal & Interest: $2,257

Est. Taxes & Insurance: $564

Estimated Total Monthly

$2,821

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,257

Property taxesest. at asking price, St. Johns County$591

HOAbilled annually$4

Estimated total, before insurance$2,852/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Pending$444,000
Apr 27, 2026Listed$444,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$444,000

Price / Sq Ft$248

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,787

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesNortheast

Community Information

Address58 Grand Lakes Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009692810

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup