This home is in St. Augustine — a waterfront home in St. Johns County.
Active·177 days on market
3306 Lewis Speedway
St. Augustine, FL 32084
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Marsh views, room to unwind, and no HOA—all at a new price of $400,000. This 3-bedroom, 2.5-bath home offers 1,933 square feet and a backyard setting that feels like a retreat. Step onto the expansive rear deck to enjoy the view, relax in the spa, or watch the birds along the marsh. Inside, 17-foot cathedral ceilings give the living area an open, airy feel, while a built-in electric fireplace adds a cozy focal point. The upstairs primary suite has a private balcony overlooking the marsh, with stairs leading down to the fully fenced backyard. LVP flooring, a 2021 roof, a 2026 water heater, and an epoxy-coated garage floor add practical appeal. With no HOA or rental restrictions, the property offers flexibility for a primary residence, getaway, or investment. Whether you're enjoying a quiet morning outside or setting out to kayak or paddleboard, this home makes it easy to enjoy the natural side of St. Augustine. Schedule your showing and see the setting for yourself.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,531 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Parkabout 3 mi · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 2 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 2 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 1.0 mi · Robinson Creek - Tolomato River
Closest youth league fields
Ketterlinus Gym Community Centerabout 2 mi · Basketball
Closest grocery store
Winn-Dixieabout 0.7 mi · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $358,413 | $307,691 | — |
| 2024 | $361,863 | $311,863 | — |
| 2023 | $385,255 | $335,255 | — |
| 2022 | $323,950 | $323,950 | — |
| 2021 | $208,534 | $146,976 | — |
| 2020 | $194,256 | $144,256 | — |
2025 property taxes (current owner): $6,356/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Price change$400,000−$15,000
- Aug 26, 2026Price change$415,000−$10,000
- Jul 30, 2026Active$425,000
- Apr 30, 2026Listed$425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $207/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 168 Plaza Del Rio Drive, St. Augustine, FL 32084Listed by MCGUIRE REALTY GROUP | Aug 2026 | $460,000 | $224 | 3/2.5 | 2,058 | 221 | 0.2 |
| 123 Frontera Drive, St. Augustine, FL 32084Listed by LIGHTHOUSE REALTY ASSOCIATES | Jul 2026 | $565,000 | $256 | 4/3 | 2,206 | 24 | 0.2 |
| 394 Hefferon Drive, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $465,000 | $202 | 4/2.5 | 2,297 | 14 | 0.7 |
| 43 Cody Street, St. Augustine, FL 32084Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $354,000 | $208 | 4/2 | 1,705 | 282 | 0.7 |
| 509 Cedar Arbor Court, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $390,000 | $189 | 4/2 | 2,064 | 8 | 0.7 |
| 72 Pickett Drive S, St. Augustine, FL 32084Listed by ALL REAL ESTATE OPTIONS INC | Oct 2026 | $393,500 | $192 | 4/2 | 2,046 | 150 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines