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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Colony Cove, Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·39 days on market·Recent sales in Colony Cove·Colony Cove

3811 Timucua Trail

Jacksonville, FL 32277

$449,900sold priceListed at $449,900 · 100% of asking$185/sqftMLS# 2142012
4
Beds
3
Baths
2,431
Sq Ft
1972
Built
2
Garage
No
Pool

2 more homes for sale in Colony Cove →Search Colony Cove on the map

FEMA Zone XHOA $29/mo0.48 acresSingle Family Residence1 story

About this home

Colony Cove

Buyer loan failed, so Back on Market! What an incredible value for this nature-lover's paradise, a perfect backdrop for this great one-story layout filled with thoughtful customizations. This 4br home graces an almost half-acre corner lot., with the huge 2-car garage tucked around the back. Special features include a secluded guest suite, a roomy kitchen with solid walnut cabinetry and GE and KitchenAid newer appliances (incl double ovens), $19k in new hurricane-rated windows, an enormous oak-shaded screened room complete with furniture & fountain - here you'll spend hours enjoying the peacefulness, a family room with special ceiling details, a custom bathroom design for brs 2 & 3, beautiful accent wall in the dining room, and great storage. 2025 improvements include the HVAC system & water heater. The oversized rear-entry garage has a floored attic & new access ladder. Key furnishings stay, like bookcases & lighting, bar+ playset will stay! Make this good-bones home yours!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,492
Property taxesest. at asking price, Duval County$735
HOAbilled annually$29
Estimated total, before insurance$3,256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,900
$89,980
Loan Term
Monthly Payment
$2,492
Principal & Interest: $2,492
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,372 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$352,516$148,536—
2024$330,555$143,643▼ $160
2023$304,088$138,003—
2022$263,704$132,528—
2021$224,749$127,212—
2020$219,178$124,766—

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$449,900
  • May 2, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3644 Buckskin Trail W, Jacksonville, FL 32277Listed by WATSON REALTY CORPJul 2026$400,000$1664/32,405340.2
3641 Sarah Brooke Court, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$500,000$1994/32,512100.4
3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERYSep 2026$389,000$1724/32,25820.7
3511 Hermitage Road E, Jacksonville, FL 32277Listed by NEXTHOME ENDLESS SUMMERJul 2026$397,500$1424/2.52,7911910.7
4061 Heath Road, Jacksonville, FL 32277Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$415,000$1844/2.52,26060.8
3371 Debussy Road, Jacksonville, FL 32277Listed by HOME REALTY ASSOCIATES INCAug 2026$310,000$1084/2.52,8591050.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$185
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,431
Total Structure Area3,055 sq ft
Acres0.48 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3811 Timucua Trail, Jacksonville, FL 32277
Area041-Arlington
SubdivisionColony Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size20,908.8 sq ft
Parcel Number1114140318
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionCorner Lot, Many Trees, Wooded
Patio / PorchCovered, Porch, Screened, Terrace
RoofShingle
ConstructionBrick

Additional Information

Date ListedMay 2, 2026
Days on Market39
HOA Fees$350 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERRY & CO. REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Colony Cove

Colony Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Colony Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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