This home is in Jacksonville.
Active·Listed today
4061 Heath Road
Jacksonville, FL 32277
About this home
Jacksonville
**FULLY RENOVATED**NO HOA**LARGE LOT**NEWER ROOF**POTENTIAL ADU Welcome to this MOVE-IN READY, split-level GEM! This renovated, 4 bed/2.5 bath home sits on a LARGE LOT with NO HOA, featuring a HUGE FENCED BACKYARD and a charming barn that could be converted into an ADU. You'll find a long driveway and oversized 2 car garage for ample parking. Inside, the OPEN CONCEPT layout is modern and cozy, showcasing wood like LVP throughout and 2 LIVING ROOM SPACES. The home is FRESHLY PAINTED and boasts beautiful finishes. Stylish lighting fixtures with gold accents. The kitchen has sleek white cabinetry with beautiful hardware, a breakfast bar, and stainless steel appliances. All bathrooms are very nicely renovated. Major updates provide peace of mind, including a NEWER ROOF (2024) and UPDATED HVAC (2019). Located in a quiet neighborhood with gorgeous mature trees, you are just 2 mins away from the Lonnie Wurn Boat Ramp with public access to a BOAT LAUNCH and parks. Come and take a look
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $274,479 | $129,545 | — |
| 2024 | $265,961 | $125,046 | ▲ $8,788 |
| 2023 | $266,649 | $119,802 | — |
| 2022 | $242,943 | $114,711 | ▲ $12,789 |
| 2021 | $194,205 | $109,768 | — |
| 2020 | $177,101 | $107,494 | — |
2025 property taxes (current owner): $2,845/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,556 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 14, 2026Listed$412,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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