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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 15, 2026·105 days on market·Recent sales in Jacksonville

3371 Debussy Road

Jacksonville, FL 32277

$310,000sold priceListed at $396,000 · 78.3% of asking$108/sqftMLS# 2143162
4
Beds
2.5
Baths
2,859
Sq Ft
1973
Built
1
Garage
No
Pool
FEMA Zone XNo HOA15,246 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This spacious single-family home offers great bones and plenty of room to reimagine and make your own. Featuring a generous layout with multiple living areas, ample bedrooms, and a sizable yard, it's ideal for buyers looking to customize or invest. The property does need TLC and updates, but with the right vision, it can truly shine. Whether you're a homeowner ready to renovate or an investor seeking your next project, this home presents strong potential in an established neighborhood. Conveniently located near schools, parks, shopping, and major roadways, it combines space, location, and opportunity at an attractive value.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
Estimated total, before insurance$2,223/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,112/yr · $509/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$310,000
$62,000
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,430
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$321,168$321,168—
2024$312,250$0▲ $19,501
2023$303,499$0—
2022$260,831$0▼ $2,056
2021$223,186$0—
2020$204,541$108,333—

2025 property taxes (current owner): $6,112/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 15, 2026Closed$396,000
  • Jul 28, 2026Pending$396,000
  • Jul 20, 2026Active Under Contract$396,000
  • Jul 13, 2026Price change$396,000−$14,000
  • May 2, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3510 Sandburg Road, Jacksonville, FL 32277Listed by CATTAR REALTY, INC.Jul 2026$285,000$1014/2.52,83260.1
3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERYSep 2026$389,000$1724/32,25820.2
3511 Hermitage Road E, Jacksonville, FL 32277Listed by NEXTHOME ENDLESS SUMMERJul 2026$397,500$1424/2.52,7911910.2
3571 Sandburg Road, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$430,000$1854/22,321680.2
3263 Deuce Court, Jacksonville, FL 32277Listed by RE/MAX SPECIALISTSJun 2026$344,900$1654/32,08530.4
7307 Maple Tree Drive, Jacksonville, FL 32277Listed by LPT REALTY LLCSep 2026$375,000$1014/33,711390.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$396,000
Price / Sq Ft$139
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,859
Acres0.35 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address3371 Debussy Road, Jacksonville, FL 32277
Area041-Arlington
SubdivisionFairways Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size15,246 sq ft
Parcel Number1114080274

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesElectric Oven
HeatingCentral, Electric
CoolingElectric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

FencingBack Yard

Additional Information

Date ListedMay 2, 2026
Days on Market105
Tax Amount$6,111.91
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOME REALTY ASSOCIATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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