This home is in Jacksonville.

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Active

Active·Listed today

3471 Hermitage Road E

Jacksonville, FL 32277

$398,600$177/sqftEst. $2,122/moMLS# 2155824

Beds

Baths

2,258

Sq Ft

1972

Built

Garage

Yes

Pool

About this home

Jacksonville

Beautifully maintained and upgraded 4/3 home on a quiet dead-end street. Pool home with recently new screened pool cage, large mostly covered patio, most windows upgraded to Pella in 2020 including sliding glass doors, granite kitchen countertops & custom tile, new HVAC system inside & out in Nov. 2025. 40-gal water heater put in 2021, 2020 roof & pool cage. 3 bedrooms each have a private or close bathroom in proximity, each with custom tile. Ample attic space with drop down ladder, many wrought iron finishings and rails inside. Spacious and separate dining, family and living rooms. The large partially fenced yard includes majestic oaks, magnolias, hedges & fruit trees/plants such as banana, blackberry, blueberry, mulberry & more. Hard surface floors throughout allow you to select your own rugs. Wood burning river rock fireplace matches the patio finish and front walkway up to the house, w/side entry garage & built-in table & benches in yard. No mandatory HOA or CDD fees

Cost to own

Mortgage calculator

Home Price

$398,600

Down Payment: 20%

$79,720

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,026

Principal & Interest: $2,026

Est. Taxes & Insurance: $507

Estimated Total Monthly

$2,533

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,122

Property taxesest. at asking price, Duval County$651

Estimated total, before insurance$2,772/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,769/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,437 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Listed$398,600

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$398,600

Price / Sq Ft$177

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,258

Total Structure Area3,338 sq ft

Acres0.37 acres

Year Built1972

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryLake Lucina

MiddleArlington

HighTerry Parker

Community Information

Address3471 Hermitage Road E, Jacksonville, FL 32277

Area041-Arlington

SubdivisionFairways Forest

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size16,117.2 sq ft

Lot Dimensions99' x 160'

Parcel Number1114080480

ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDisposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Trash Compactor

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTerrazzo

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup

Window FeaturesSkylight(s)

SecuritySecurity Lights, Security System Owned, Smoke Detector(s)