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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Colony Cove, Jacksonville — a pool home in Jacksonville.

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Active

$1,395,0005 bd · 3 ba · 4,331 sq ft

Active·Listed today·Colony Cove

4000 Townsend Boulevard

Jacksonville, FL 32277

$1,395,000$322/sqftEst. $7,606/mo mortgageMLS# 2172955
5
Beds
3
Baths
4,331
Sq Ft
1948
Built
3
Garage
Yes
Pool

All Colony Cove homes for sale →Search Colony Cove on the map

House in Zone XNo HOA1.57 acresWaterfrontSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Colony Cove

A rare riverfront masterpiece, 4000 Townsend Blvd offers an extraordinary private estate on 1.5 acres with 140 feet of St. Johns River frontage. Nestled behind Pauline Island, this protected waterfront setting offers approximately 4 feet of water at all tides, a shorter, less exposed dock, and an elevated homesite. Majestic oaks, breathtaking river views, and nearly 80 windows create a light-filled sanctuary just minutes from city conveniences. Unique architecture, custom design, and exceptional renovations define every space, including a spectacular chef's kitchen with premium appliances. The upper level is devoted to a luxurious primary retreat featuring panoramic river views and a spa-inspired bath. A boater's paradise with access to Mill Cove, Sisters Creek, Fort George Inlet, Mayport Jetties, and the Intracoastal Waterway, this exceptional property offers an unparalleled blend of privacy, elegance, and waterfront adventure.

Next steps in Colony Cove

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$7,606
Property taxesest. at asking price, Duval County$2,278
Estimated total, before insurance$9,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,023/yr · $919/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,395,000
$279,000
Loan Term
Monthly Payment
$7,606
Principal & Interest: $7,606
Property taxes (est.): $2,278
Insurance (est.): $930
Estimated Total Monthly
$10,813
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

The house sits in FEMA Zone X (minimal flood hazard)

Zone AE covers 16% of this 1.6-acre lot, away from the house; the rest is Zone X (shaded, 0.2% chance) 4% and Zone X (minimal) 81%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

This lot spans hurricane evacuation zones: mostly zone A (75%)

The rest is outside every evacuation zone (25%). Evacuation orders go by zone; check the house's own address at floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,443 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,023/yr

Estimated taxes if purchased at asking price: ~$27,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 9, 2026Listed$1,395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $133/sq ft; this home is listed at $322/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7249 Trails End, Jacksonville, FL 32277Listed by WATSON REALTY CORPOct 2026$1,375,000$3823/33,604350.1
3873 Cove Saint Johns Road, Jacksonville, FL 32277Listed by HASSLE-FREE REALTY LLCOct 2026$240,000$675/43,588260.3
3947 Sarah Brooke Court, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2025$640,000$1335/4.54,8052130.6
3816 Heath Road, Jacksonville, FL 32277Listed by WATSON REALTY CORPJul 2026$300,000$684/3.54,412130.7
4126 Markin Drive W, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2025$455,000$1145/34,00380.7
4134 Whispering Oaks Drive E, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$445,000$1374/33,24020.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,395,000
Price / Sq Ft$322
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage4,331
Acres1.57 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontYes

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address4000 Townsend Boulevard, Jacksonville, FL 32277
Area041-Arlington
SubdivisionColony Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size68,389.2 sq ft
Parcel Number1113700000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
Green / EnergyWindows
ParkingAttached, Circular Driveway, Garage
ViewRiver

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesElectric Cooktop, Electric Water Heater, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Marble
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsMulti/Split
SecuritySecurity Gate, Security System Owned
Spa FeaturesPrivate

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionDead End Street
Patio / PorchDeck
FencingFenced, Full
RoofShingle
ConstructionFrame, Stucco
Other StructuresBoat House
Road SurfaceAsphalt

Additional Information

Date ListedNovember 9, 2026
Days on Market0
Tax Amount$11,022.9
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Colony Cove

Colony Cove is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Colony Cove homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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