458 Barbosa Trail

St. Augustine, FL 32095

$431,990$198/sqftEst. $2,299/moMLS# 2141851

Beds

Baths

2,181

Sq Ft

2026

Built

Garage

Pool

About this home

Cordova Palms

Welcome to our St Augustine Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park. The Award-winning Springfield III floor plan on a lake lot w/ a spectacular view! Lot 620, the two-story floor plan boasts 4 Bedroom, 2.5 bath, loft and a 3-Car Garage, 2181 SF. w/ 9' ceilings on the first floor. The owner's suite is on the first floor, showcasing the owner's bathroom with a tile shower, double sinks, quartz counter tops, and raised vanities! Home features a combo dining and family room, great for entertaining, 42-inch gray kitchen cabinets; quartz in kitchen, owner's suite and secondary bath w/raised vanities. The secondary bathroom showcases double sinks!

Cost to own

Mortgage calculator

Home Price

$431,990

Down Payment: 20%

$86,398

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,196

Principal & Interest: $2,196

Est. Taxes & Insurance: $549

Estimated Total Monthly

$2,745

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,299

Property taxesest. at asking price, St. Johns County$575

HOAbilled monthly$70

Estimated total, before insurance$2,944/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.