This home is in Bridgewater, St. Augustine.

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Active

Active·83 days on market·Bridgewater

39 Sunnyvale Street

St. Augustine, FL 32095

$345,000$200/sqftEst. $1,836/moMLS# 2141833

Beds

Baths

1,722

Sq Ft

2024

Built

Garage

Pool

About this home

Bridgewater

Motivated Sellers!! Tucked inside Bridgewater, this nearly new 2024 home offers the ease of modern living without the wait to build! Step inside to soaring 12 ft ceilings and a bright, open layout centered around a beautifully finished kitchen with quartz countertops, stainless steel appliances, and upgraded gold accents. Mornings start with peaceful water views from the screened-in patio, thoughtful upgrades carry throughout, including upgraded interior paint, ceiling fans, blinds in every room, enhanced window security, and smart home features that put the front door lock, garage, thermostat, lighting, and video doorbell at your fingertips. Upstairs laundry adds everyday convenience, with a half bath downstairs for guests. Located just minutes from I-95, shopping, and dining, Bridgewater offers a low HOA and amenities including a pool, fitness center, dog park, playground, volleyball court, and scenic walking paths.

Cost to own

Mortgage calculator

Home Price

$345,000

Down Payment: 20%

$69,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,754

Principal & Interest: $1,754

Est. Taxes & Insurance: $438

Estimated Total Monthly

$2,192

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,836

Property taxesest. at asking price, St. Johns County$459

HOAbilled monthly$65

Estimated total, before insurance$2,360/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $968,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$286,543	$230,821	—
2024	$40,000	$40,000	—

2025 property taxes (current owner): $5,058/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 24, 2026Listed$345,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$345,000

Price / Sq Ft$200

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,722

Year Built2024

TypeResidential

Sub-TypeTownhouse

StylePatio Home

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalencia

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address39 Sunnyvale Street, St. Augustine, FL 32095

Area304- 210 South

SubdivisionBridgewater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0262210890

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Other