This home is in Bridgewater, St. Augustine — a home near Beachside High School.
Active·100 days on market·Bridgewater
23 Summer Moon Drive
St. Augustine, FL 32095
About this home
Bridgewater
Welcome to easy, low-maintenance living in the highly sought-after Bridgewater community! This beautifully maintained corner-unit townhome offers added privacy, extra green space, and abundant natural light throughout. Step inside to a bright and open floor plan featuring a spacious kitchen with stainless steel appliances, oversized island seating, and seamless flow into the dining and living areas, perfect for entertaining or everyday living. The neutral finishes and clean modern design create a light, airy feel from the moment you walk in. This home also features a Culligan water softener system, offering added convenience and enhanced water quality throughout the home. Enjoy relaxing in the screened lanai overlooking the side yard, a rare feature for townhome living. The corner location provides additional outdoor space and a more private setting compared to interior units. Upstairs offers comfortable bedroom spaces and functional living designed for convenience and flexibility
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $1,672,000 in August 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $304,142 | $304,142 | — |
| 2024 | $35,000 | $35,000 | — |
2025 property taxes (current owner): $5,884/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 21, 2026Price change$379,900−$10,100
- May 21, 2026Listed$390,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Bridgewater
Bridgewater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bridgewater homes for sale →Listing Courtesy of: PICKETT HOME ADVISORS, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines