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This home is in EverRange, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·2 days on market·EverRange

13053 Whispering Winds Drive

Jacksonville, FL 32256

$639,900$304/sqftEst. $3,300/moMLS# 2158734

Beds

Baths

2,104

Sq Ft

2027

Built

Garage

Pool

About this home

EverRange

Riverside Homes Elizadesign -- on a water homesite in the heart of EverRange! Conveniently located near The Grove amenities center. This home features an open, bright layout perfect for entertaining and everyday living. The spacious kitchen offers a large island overlooking the great room and dining area, with added windows and a huge 12' sliding glass door bringing in abundant natural light. This 1 story plan has a 3-way split with a private 4th bedroom perfect for an office or den. There are 8' doors and 10' ceilings and an extended lanai - for the perfect Florida lifestyle. The garage is oversized and perfect for a golf cart. The floor plan and survey are in documents. Construction starting soon. **Photos of a similar home**

Cost to own

Mortgage calculator

Home Price

$639,900

Down Payment: 20%

$127,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,300

Principal & Interest: $3,300

Property taxes (est.): $1,045

Insurance (est.): $427

Estimated Total Monthly

$4,771

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,300

Property taxesest. at asking price, Duval County$1,045

HOAbilled annually$79

Estimated total, before insurance$4,424/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Listed$639,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$639,900

Price / Sq Ft$304

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,104

Year Built2027

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address13053 Whispering Winds Drive, Jacksonville, FL 32256

Area028-Bayard

SubdivisionEverrange

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number167901 1225

ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Park, Pickleball

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

Spa FeaturesCommunity