Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Reverie At Trailmark, St. Augustine — a new construction home in St. Johns County.

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Active

Active·365 days on market·Reverie At Trailmark

249 Brickstone Trace

St. Augustine, FL 32092

$495,990$207/sqftEst. $2,550/moMLS# 2106543

Beds

Baths

2,395

Sq Ft

2025

Built

Garage

Pool

About this home

Reverie At Trailmark

Welcome to the Kenilworth RLow Country, a thoughtfully designed home in Reverie at TrailMark offering 2,395 sq. ft. of air-conditioned living space. With a layout that balances privacy and open living, this plan is perfect for both entertaining and everyday comfort. The owner's suite, complete with a rear extension for added space, is thoughtfully separated from the secondary bedrooms to create a private retreat. At the center of the home, the open-concept kitchen, café, and great room flow seamlessly, while a study with French doors provides flexibility for a home office, hobby space, or reading room. Home Highlights Gourmet kitchen + messy kitchen for added functionality Tray ceiling in the great room for architectural detail Stone gray cabinetry with quartz countertops Barn door prep for design flexibility Luxury vinyl/tile flooring throughout Paver driveway and walkways 3-car side-entry garage enhancing curb appeal and storage options

Cost to own

Mortgage calculator

Home Price

$495,990

Down Payment: 20%

$99,198

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,550

Principal & Interest: $2,550

Property taxes (est.): $660

Insurance (est.): $331

Estimated Total Monthly

$3,541

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,550

Property taxesest. at asking price, St. Johns County$660

HOAbilled monthly$384

Estimated total, before insurance$3,594/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,905/yr · $492/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2024 property taxes (current owner): $5,905/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Price change$495,990+$4,000
Aug 30, 2025Listed$491,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,990

Price / Sq Ft$207

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,395

Acres0.33 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

New ConstructionYes

Community Information

Address249 Brickstone Trace, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionReverie At Trailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size14,374.8 sq ft

Parcel Number0290024880

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Pickleball, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesCommunity