This home is in Durbin Crossing, St. Johns — a home near Creekside High School.
$575,0003 bd · 2 ba · 2,070 sq ft
Active·Listed today·Durbin Crossing
140 Ellsworth Circle
St. Johns, FL 32259
21 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
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About this home
Durbin Crossing
Welcome to this beautifully appointed home in Durbin Crossing, offering 2,070 square feet of thoughtfully designed living space, a private pool, and a serene preserve backdrop. Rich hardwood flooring extends throughout the main living areas, complemented by crown molding throughout and surround sound in the main living spaces. The open floor plan seamlessly connects the living room, dining area, and kitchen, where a generous center island, breakfast bar, abundant cabinetry, and stainless steel appliances create a well-appointed gathering space. The living room features custom built-in shelving and cabinetry, adding both character and functionality. The spacious primary suite is a retreat of its own, featuring elegant double tray ceilings, dual walk-in closets with built-in organization, and an ensuite bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms feature newer carpeting, while blinds throughout the home provide a finished touch. An extended
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,686 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 12 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area5 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 5 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 5 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park2 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Sprouts Farmers Market6 min drive · 120 Shops Blvd., Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $466,539 | $310,558 | — |
2025 property taxes (current owner): $4,225/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 12, 2026Active$575,000
- Nov 2, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $278/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 495 Richmond Drive, Jacksonville, FL 32259Listed by REMAX WELCOME HOME | Sep 2026 | $290,000 | $189 | 3/2.5 | 1,531 | 3 | 0.4 |
| 28 Forest Edge Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $438,000 | $192 | 4/3 | 2,279 | 67 | 0.5 |
| 3420 Babiche Street, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Nov 2026 | $635,000 | $265 | 4/3 | 2,394 | 4 | 0.7 |
| 4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Sep 2026 | $444,900 | $254 | 3/2 | 1,753 | 5 | 0.9 |
| 4569 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $415,000 | $255 | 3/2 | 1,628 | 33 | 0.9 |
| 4309 Comanche Trail Boulevard, St. Johns, FL 32259Listed by DAVIDSON REALTY, INC. | Oct 2026 | $420,000 | $244 | 3/2 | 1,718 | 23 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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