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This home is in Durbin Crossing, St. Johns.

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Pending

Pending·95 days on market·Durbin Crossing

221 Tollerton Avenue

St. Johns, FL 32259

$479,900$187/sqftEst. $2,658/mo mortgageMLS# 2113034

↓ $20,000 below original list

Beds

Baths

2,565

Sq Ft

2011

Built

Garage

Pool

27 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $6/mo9,148 sqft lotSingle Family Residence2 stories

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About this home

Durbin Crossing

This beautifully maintained 5-bedroom, 3-bath home with a bonus room offers 2,565 sq. ft. of thoughtfully designed living space. A new roof provides added peace of mind, while interior features include granite countertops, stainless steel appliances, plantation shutters, a wood staircase, walk-in closets in the primary bedroom, and raised countertops in the primary and hallway baths. Built by the original owner, the home includes extra windows in the dining and laundry rooms, enhancing natural light throughout. Pride of ownership is evident, especially in the fully fenced backyard--complete with freshly pressure-washed and sealed pavers. Enjoy entertaining by the outdoor fireplace or relaxing in a peaceful, private setting with wooded borders along the back and side of the property. A dedicated laundry room adds convenience, while the open layout and bonus room provide versatile space for work, play, or guests.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,658

Property taxesest. at asking price, St. Johns County$639

HOAbilled annually$6

Estimated total, before insurance$3,303/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$479,900

Down Payment: 20%

$95,980

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,658

Principal & Interest: $2,658

Property taxes (est.): $639

Insurance (est.): $320

Estimated Total Monthly

$3,617

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
about 13 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area
5 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 4 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Veterans Park
7 min drive · Football, Soccer
Closest grocery store
Aldi
6 min drive · 145 Harper Ln, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 4, 2026Pending$479,900
Sep 10, 2026Price change$479,900−$20,000
Jul 18, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $187/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Sep 2026	$583,000	$208	4/3.5	2,807	105	0.5
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLC	Sep 2026	$675,000	$204	4/2.5	3,302	111	0.6
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLC	Sep 2026	$585,000	$201	5/3	2,909	44	0.8
28 Forest Edge Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC	Oct 2026	$438,000	$192	4/3	2,279	67	0.9
5001 Totem Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST	Oct 2026	$775,000	$315	4/3	2,463	2	1.1
246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.	Sep 2026	$1,019,630	$317	4/3.5	3,213	0	1.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,900

Price / Sq Ft$187

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,565

Acres0.21 acres

Year Built2011

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryPatriot Oaks Academy, reported on 106 other Durbin Crossing listings

MiddlePatriot Oaks Academy, reported on 103 other Durbin Crossing listings

HighCreekside, reported on 138 other Durbin Crossing listings

County schoolsSt. Johns County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address221 Tollerton Avenue, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionDurbin Crossing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,147.6 sq ft

Parcel Number0096357000

ZoningResidential

Amenities

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Wood

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchAwning(s), Covered, Porch, Rear Porch

FencingBack Yard, Privacy

RoofShingle

Additional Information

Date ListedJuly 18, 2026

Days on Market327

HOA Fees$75 / Annually

HOA FrequencyAnnually

Tax Year2024

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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