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This home is in Durbin Crossing, St. Johns.

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Active

Active·45 days on market·Durbin Crossing

221 Tollerton Avenue

St. Johns, FL 32259

$499,900$195/sqftEst. $2,570/moMLS# 2113034

Beds

Baths

2,565

Sq Ft

2011

Built

Garage

Pool

About this home

Durbin Crossing

New Roof!! This beautifully maintained 5-bedroom, 3-bath home with a bonus room offers 2,574 sq. ft. of thoughtfully designed living space. Interior features include granite countertops, stainless steel appliances, plantation shutters, a wood staircase, walk-in closets in the primary bedroom, and raised countertops in the primary and hallway baths. Built by the original owner, the home includes extra windows in the dining and laundry rooms, enhancing natural light throughout. Pride of ownership is evident, especially in the fully fenced backyard--complete with freshly pressure-washed and sealed pavers. Enjoy entertaining by the outdoor fireplace or relaxing in a peaceful, private setting with wooded borders along the back and side of the property. A dedicated laundry room adds convenience, while the open layout and bonus room provide versatile space for work, play, or guests.

Cost to own

Mortgage calculator

Home Price

$499,900

Down Payment: 20%

$99,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,570

Principal & Interest: $2,570

Property taxes (est.): $665

Insurance (est.): $333

Estimated Total Monthly

$3,568

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,570

Property taxesest. at asking price, St. Johns County$665

HOAbilled annually$6

Estimated total, before insurance$3,241/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 18, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,900

Price / Sq Ft$195

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,565

Acres0.21 acres

Year Built2011

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address221 Tollerton Avenue, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionDurbin Crossing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,147.6 sq ft

Parcel Number0096357000

ZoningResidential

Amenities

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Wood

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)