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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jun 12, 2026·14 days on market·Recent sales in Mandarin

4584 Arrow Wind Lane

Jacksonville, FL 32258

$395,000sold priceListed at $395,000 · 100% of asking$261/sqftMLS# 2140924
3
Beds
2
Baths
1,513
Sq Ft
1994
Built
2
Garage
Yes
Pool
HOA $18/mo7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Beautiful well-maintained home is in move in condition and offers a backyard paradise with large, screened pool and covered porch and a covered barbeque grill area with newer vinyl fencing for privacy. Pool was redone in 2021 and comes with a pool cleaner. Relax in the spacious living room with updated fireplace. The eat in kitchen includes all kitchen appliances and the washer and dryer stay. The formal dining room is perfect for family holiday dinners. Tile floors throughout and carpet in the bedrooms. The 2nd bath has been beautifully remodeled. The master bath walk-in shower and floors have also been redone with new tile. Other upgrades include a newer sprinkler system, newer pool pump, all new ceiling fans and light fixtures, and security cameras. AC handler and condenser 2018, water heater 2022, roof 2016. This home is perfect for entertaining during the upcoming summer season. Sellers ask that everyone please remove shoes to view this lovely home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Duval County$645
HOAbilled annually$18
Estimated total, before insurance$2,850/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,687/yr · $307/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$3,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$331,822$178,016—
2024$313,768$172,292▼ $1,389
2023$316,755$165,818—
2022$311,300$159,533—
2021$230,069$153,431—
2020$222,813$150,623▲ $15,239

2025 property taxes (current owner): $3,687/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828120.5
4477 Carolyn Cove Lane N, Jacksonville, FL 32258Listed by MOMENTUM REALTYSep 2026$375,000$2483/21,51240.5
5016 Tan Street, Jacksonville, FL 32258Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$295,000$2412/21,22280.8
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93810.9
5015 Herton Drive, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCSep 2026$465,000$2644/21,760281
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782241

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$261
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,513
Total Structure Area1,960 sq ft
Acres0.17 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address4584 Arrow Wind Lane, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionCarriage Crossing
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size7,405.2 sq ft
Lot Dimensions67 x 117
Parcel Number1580936665
ZoningResidential

Amenities

AmenitiesPlayground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionAluminum Siding, Frame, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 20, 2026
Days on Market14
HOA Fees$210 / Annually
HOA FrequencyAnnually
HOA NameCarriage Crossing
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$3,687.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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