This home is in St. Johns — a pool home in St. Johns County.
Sold·Closed Aug 21, 2026·92 days on market·Recent sales in St. Johns County
1292 Creek Bend Road
St. Johns, FL 32259
About this home
St. Johns
PRICE IMPROVEMENT! This expansive 3,648-square-foot home features 5 bedrooms and 3 full baths, set on a 1.15 acre lot includes a huge owner's suite. The versatile fifth bedroom can easily be converted into an oversized owner's closet or dressing room. The kitchen showcases custom maple floating shelves, elegantly mounted without brackets for a clean, architectural finish. Formal dining and living rooms provide flexibility, with the current living room thoughtfully used as a private office. Realty Staging and Design Simulations - BEFORE AND AFTER PHOTOS SHOWN. Design Services included with sale of home. Priced at $899,900, this home already reflects excellent value with substantial credit built in toward updates. Updated home on Creek Bend sold recently for approximately 1.1M. A fully renovated version of this property at this time would deliver approximately $202,000 in equity potential.
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,539 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $759,041 | $281,655 | — |
| 2024 | $756,579 | $273,010 | ▲ $121,403 |
| 2023 | $642,103 | $263,602 | — |
| 2022 | $588,160 | $254,468 | — |
| 2021 | $406,502 | $245,600 | — |
| 2020 | $411,145 | $241,519 | — |
2025 property taxes (current owner): $4,289/yr
Estimated taxes if purchased at asking price: ~$14,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$899,900
- Jul 29, 2026Pending$899,900
- Jul 19, 2026Active Under Contract$899,900
- Apr 28, 2026Listed$899,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $249/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 725 Piney Place, Jacksonville, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $750,000 | $213 | 5/4 | 3,529 | 108 | 0.5 |
| 1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORP | Sep 2026 | $680,000 | $240 | 4/3 | 2,839 | 80 | 0.6 |
| 316 Talwood Trace, St. Johns, FL 32259Listed by INTEGRITY KEY REALTY LLC | Aug 2026 | $590,000 | $209 | 5/3 | 2,825 | 126 | 0.6 |
| 1105 Hideaway Drive N, St. Johns, FL 32259Listed by NON MLS (realMLS) | Aug 2026 | $829,000 | $284 | 4/3 | 2,918 | 0 | 0.6 |
| 1104 Hideaway Drive N, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $515,000 | $184 | 5/4 | 2,792 | 68 | 0.6 |
| 1304 Honeysuckle Drive, Jacksonville, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $726,100 | $264 | 5/3 | 2,747 | 3 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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