This home is in Jacksonville.
Active·90 days on market
2909 St Johns Avenue 32B
Jacksonville, FL 32205
About this home
Jacksonville
Welcome to this beautifully updated penthouse at The Avenues in Avondale, offering comfort, convenience, and style. Desirable top floor corner unit provides privacy and loads of natural light. This condo features two spacious bedrooms and two full baths, updated kitchen with modern finishes, a cozy fireplace, bright sunroom ideal for a home office, and an oversized owner's closet for exceptional storage. Ideally situated in a historic district, minutes from major hospitals, medical offices, and professional centers, this residence is well-suited for busy professionals seeking efficiency and proximity to work and those seeking low maintenance lifestyles! Enjoy a short walk to the river, boutique shopping, specialty restaurants, parks, and Willowbranch Library. Amenities include large covered terrace, serene courtyard with mature oaks and lush foliage. Assigned and on-street parking available. This penthouse level condo offers refined, low-maintenance living in a prime location!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $223,500 | $223,500 | — |
| 2024 | $229,500 | $229,500 | — |
| 2023 | $237,000 | $229,900 | — |
| 2022 | $209,000 | $209,000 | — |
| 2021 | $189,000 | $122,236 | — |
| 2020 | $161,000 | $111,124 | — |
2025 property taxes (current owner): $3,995/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1945)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer
County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 18, 2026Listed$274,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines