This home is in Jacksonville.
Sold·Closed Aug 7, 2026·85 days on market·Recent sales in Jacksonville
1118 Monticello Road
Jacksonville, FL 32207
About this home
Jacksonville
Price Reduced! All-Brick Home steps from the River & Top Schools Ideally located in the heart of St. Nicholas. This beautifully renovated all-brick home is just steps from the river and minutes from downtown, premier dining, and shopping. Inside, you'll find a stunning, fully remodeled kitchen featuring 42-inch soft-close cabinetry, granite countertops, tile flooring, and stainless-steel appliances--perfect for both everyday living and entertaining. The home also offers updated bathrooms with elegant tile finishes, ceramic tile flooring, and beautifully refinished original hardwood floors throughout. The spacious owner's suite includes a private full bathroom and a generous walk-in closet. Additional highlights include a convenient indoor laundry room, new front and rear doors, and freshly painted interior and window frames. Step outside to enjoy the large backyard and deck--ideal for entertaining guests or relaxing in a peaceful setting. The shed offers great extra storag
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,654 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $427,416 | $246,991 | — |
| 2024 | $421,064 | $239,323 | ▲ $3,815 |
| 2023 | $401,746 | $230,897 | ▲ $29,811 |
| 2022 | $360,347 | $222,716 | ▲ $23,970 |
| 2021 | $291,880 | $214,773 | — |
| 2020 | $261,118 | $211,118 | — |
2025 property taxes (current owner): $4,929/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 7, 2026Closed$525,000
- Aug 6, 2026Pending$525,000
- Jul 8, 2026Active Under Contract$525,000
- Apr 13, 2026Listed$525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $264/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1416 San Mateo Avenue, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $330,000 | $237 | 2/1 | 1,391 | 122 | 0.3 |
| 1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLC | Oct 2026 | $355,000 | $213 | 3/2 | 1,668 | 64 | 0.7 |
| 2233 Schumacher Avenue, Jacksonville, FL 32207Listed by NON MLS (realMLS) | Aug 2026 | $250,000 | $115 | 4/2 | 2,168 | 0 | 0.8 |
| 2564 Pineridge Road, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $675,000 | $306 | 3/2.5 | 2,205 | 8 | 1 |
| 2547 Pineridge Road, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $544,000 | $296 | 3/2 | 1,837 | 0 | 1 |
| 1503 Lorimier Road, Jacksonville, FL 32207Listed by FLATFLEE.COM INC | Oct 2026 | $535,000 | $326 | 3/2.5 | 1,642 | 43 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in St Nicholas Park
For Sale1524 Nicholson RoadJacksonville, FL 32207
4 bd · 2.5 ba · 2,054 sq ft
$549,900Est. $2,927/moCLOSE TO SAN MARCO! Welcome Home! Take a look at this Beautiful Brand-New 4/2.5 Home just finishing! Close to shopping,…
Listing Office: rpb realty,inc
Under Contract3010 Jolly RoadJacksonville, FL 32207
4 bd · 2 ba · 1,898 sq ft
$495,000Est. $2,635/moWelcome to this charming brick home on one of the most beautiful streets in historic St. Nicholas! This spacious…
Listing Office: redfin corporation
For Sale2290 Larchmont RoadJacksonville, FL 32207
5 bd · 3 ba · 2,682 sq ft
$440,000Est. $2,342/moTWO LIVING SPACES + POOL! MUST SEE! Welcome to 2290 Larchmont Rd, an extensively renovated property offering incredible…
Listing Office: dream big realty of jax llc
For Sale2131 Redfern RoadJacksonville, FL 32207
3 bd · 2 ba · 2,013 sq ft
$415,000Est. $2,209/moWelcome to a beautifully renovated 3 bedroom, 2 bathroom home where modern updates and timeless charm come together…
Listing Office: momentum realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines